Affirm Holdings, Inc. vs Wells Fargo & Company — Stock Comparison

Affirm Holdings, Inc. (AFRM) and Wells Fargo & Company (WFC) are both listed on US exchanges. This page compares their Q·Score ratings, key fundamentals (P/E, margins, growth), and Wall Street analyst consensus side by side. Data sourced from Yahoo Finance and updated on each page load.

Q·Score Winner
Affirm Holdings, Inc.
AFRM7.4/10vs 7.3/10

Affirm Holdings, Inc. narrowly edges Wells Fargo & Company on Q·Score (7.4 vs 7.3 out of 10), led by Quality (9 vs 7.4) and Sentiment (8 vs 7.4). Wells Fargo & Company scores higher on Valuation, reflecting stronger P/E and price-target positioning. Analyst consensus targets imply greater upside for AFRM (+22.3%) than for WFC (+18.2%).

Price Performance

Normalised to 100 at period start — shows relative performance.

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● AFRM● WFC

Q·Score Breakdown

7.4
Bullish
Overall
7.3
Bullish
9
Quality
7.4
4.5
Health
5.5
8.3
Growth
8.3
7
Valuation
8.1
8
Sentiment
7.4
AFRM

High-quality business with 45% return on equity and 45% profit margins.

⚠ balance sheet warrants attention.

WFC

Earnings growing 25% year-over-year on 10% revenue growth.

Analyst Consensus

Bullish
+22.3%
Target $98.66
32 analysts
Bullish
+18.2%
Target $98.73
24 analysts

Fundamentals

AFRM
WFC
14.6×
Trailing P/E
12.1×
16.3×
Forward P/E
10.4×
45.29%
Profit Margin
27.23%
48.93%
Gross Margin
0.00%
45.13%
ROE
12.57%
33.00%
Revenue Growth
9.50%
2186.90%
Earnings Growth
25.00%
3.82
Beta
0.95
—
Dividend Yield
2.39%
$27.2B
Market Cap
$252.7B
52-Week Range
AFRM
$4280% of range$90
WFC
$7343% of range$98

Frequently Asked Questions

AFRM vs WFC: which stock scores better overall?

Based on Q·Score, Affirm Holdings, Inc. (AFRM) scores 7.4/10 versus Wells Fargo & Company (WFC) at 7.3/10. The Q·Score measures five dimensions: Quality, Health, Growth, Valuation, and Sentiment. For informational purposes only — not financial advice.

Which has better revenue growth: AFRM or WFC?

Affirm Holdings, Inc. (AFRM) scores higher on Growth (8.3/10 vs 8.3/10). Affirm Holdings, Inc. reports revenue growth (33.0% YoY) while Wells Fargo & Company reports (9.5% YoY). Growth scores reflect revenue and earnings momentum relative to sector peers.

Is AFRM or WFC more attractively valued?

Wells Fargo & Company (WFC) scores higher on Valuation (8.1/10 vs 7/10). AFRM trades at 16.3× P/E versus WFC at 10.4×. Valuation is assessed using P/E ratio, analyst price targets, and 52-week range positioning relative to sector peers.

What do analysts say about AFRM vs WFC?

There are 32 analysts covering AFRM with a consensus price target of $98.66, and 24 analysts covering WFC with a consensus target of $98.73. Analyst consensus ratings are aggregated from Wall Street research and do not constitute investment advice.

Which is more profitable: AFRM or WFC?

Affirm Holdings, Inc. (AFRM) scores higher on Quality (9/10 vs 7.4/10). Net profit margin: AFRM at 45.3%, WFC at 27.2%. Quality scores reflect profit margins, return on equity, and free cash flow generation.

Which has stronger financial health: AFRM or WFC?

Wells Fargo & Company (WFC) scores higher on Financial Health (5.5/10 vs 4.5/10). Market beta: AFRM at 3.82, WFC at 0.95. Health scores consider beta, debt-to-equity, and current ratio. All investments carry risk — this is not investment advice.

What are the market caps of AFRM and WFC?

Affirm Holdings, Inc. (AFRM) has a market capitalisation of $27.2B, while Wells Fargo & Company (WFC) has a market cap of $252.7B. Market cap data is sourced from Yahoo Finance and reflects the most recent available figures.

Do AFRM or WFC pay dividends?

AFRM does not currently pay a dividend, while WFC pays a dividend yield of 2.39%. Dividend yields fluctuate with share price and company payout decisions.

Q·Score is an educational tool and is not financial advice. Data provided by Yahoo Finance. Updated on each page load. How it's calculated →

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