American Express Company vs Mastercard Incorporated — Stock Comparison

American Express Company (AXP) and Mastercard Incorporated (MA) are both listed on US exchanges. This page compares their Q·Score ratings, key fundamentals (P/E, margins, growth), and Wall Street analyst consensus side by side. Data sourced from Yahoo Finance and updated on each page load.

Q·Score Winner
Mastercard Incorporated
MA7.9/10vs 7.4/10

Mastercard Incorporated narrowly edges American Express Company on Q·Score (7.9 vs 7.4 out of 10), led by Sentiment (8.8 vs 5.8) and Growth (9.5 vs 8.3). American Express Company scores higher on Valuation, reflecting stronger P/E and price-target positioning. Analyst consensus targets imply greater upside for MA (+29.8%) than for AXP (+16.0%).

Q·Score Breakdown

7.4
Bullish
Overall
7.9
Bullish
9
Quality
9.3
5.5
Health
6
8.3
Growth
9.5
7.5
Valuation
6
5.8
Sentiment
8.8
AXP

High-quality business with 34% return on equity and 16% profit margins.

MA

Earnings growing 21% year-over-year on 16% revenue growth.

Analyst Consensus

Neutral
+16.0%
Target $361.57
24 analysts
Bullish
+29.8%
Target $646.97
36 analysts

Fundamentals

AXP
MA
19.4×
Trailing P/E
28.8×
15.5×
Forward P/E
21.9×
16.30%
Profit Margin
45.88%
62.76%
Gross Margin
100.00%
34.42%
ROE
232.08%
11.60%
Revenue Growth
15.80%
17.60%
Earnings Growth
21.20%
1.08
Beta
0.76
1.22%
Dividend Yield
0.70%
$212.7B
Market Cap
$440.5B
52-Week Range
AXP
$28625% of range$387
MA
$48115% of range$602

Frequently Asked Questions

AXP vs MA: which stock scores better overall?

Based on Q·Score, Mastercard Incorporated (MA) scores 7.9/10 versus American Express Company (AXP) at 7.4/10. The Q·Score measures five dimensions: Quality, Health, Growth, Valuation, and Sentiment. For informational purposes only — not financial advice.

Which has better revenue growth: AXP or MA?

Mastercard Incorporated (MA) scores higher on Growth (9.5/10 vs 8.3/10). American Express Company reports revenue growth (11.6% YoY) while Mastercard Incorporated reports (15.8% YoY). Growth scores reflect revenue and earnings momentum relative to sector peers.

Is AXP or MA more attractively valued?

American Express Company (AXP) scores higher on Valuation (7.5/10 vs 6/10). AXP trades at 15.5× P/E versus MA at 21.9×. Valuation is assessed using P/E ratio, analyst price targets, and 52-week range positioning relative to sector peers.

What do analysts say about AXP vs MA?

There are 24 analysts covering AXP with a consensus price target of $361.57, and 36 analysts covering MA with a consensus target of $646.97. Analyst consensus ratings are aggregated from Wall Street research and do not constitute investment advice.

Which is more profitable: AXP or MA?

Mastercard Incorporated (MA) scores higher on Quality (9.3/10 vs 9/10). Net profit margin: AXP at 16.3%, MA at 45.9%. Quality scores reflect profit margins, return on equity, and free cash flow generation.

Which has stronger financial health: AXP or MA?

Mastercard Incorporated (MA) scores higher on Financial Health (6/10 vs 5.5/10). Market beta: AXP at 1.08, MA at 0.76. Health scores consider beta, debt-to-equity, and current ratio. All investments carry risk — this is not investment advice.

What are the market caps of AXP and MA?

American Express Company (AXP) has a market capitalisation of $212.7B, while Mastercard Incorporated (MA) has a market cap of $440.5B. Market cap data is sourced from Yahoo Finance and reflects the most recent available figures.

Do AXP or MA pay dividends?

AXP pays a dividend yield of 1.22%, while MA pays a dividend yield of 0.70%. Dividend yields fluctuate with share price and company payout decisions.

Q·Score is an educational tool and is not financial advice. Data provided by Yahoo Finance. Updated on each page load. How it's calculated →

Data provided by Yahoo Finance ·  Updated on each page load ·  For informational purposes only · Not financial advice · Quantify.biz © 2026