Bank of America Corporation vs UMB Financial Corporation — Stock Comparison

Bank of America Corporation (BAC) and UMB Financial Corporation (UMBF) are both listed on US exchanges. This page compares their Q·Score ratings, key fundamentals (P/E, margins, growth), and Wall Street analyst consensus side by side. Data sourced from Yahoo Finance and updated on each page load.

Q·Score Winner
UMB Financial Corporation
UMBF7.6/10vs 7.5/10

UMB Financial Corporation narrowly edges Bank of America Corporation on Q·Score (7.6 vs 7.5 out of 10), primarily on Growth (9.7 vs 8.8). Bank of America Corporation scores higher on Sentiment, reflecting stronger analyst and market sentiment. Analyst price targets imply similar upside for both: +11.7% for BAC and +10.9% for UMBF.

Price Performance

Normalised to 100 at period start — shows relative performance.

Loading…
BACUMBF

Q·Score Breakdown

7.5
Bullish
Overall
7.6
Bullish
7.4
Quality
7.4
6
Health
6
8.8
Growth
9.7
7
Valuation
7
8.7
Sentiment
8
BAC

Earnings growing 24% year-over-year on 8% revenue growth.

UMBF

Earnings growing 177% year-over-year on 49% revenue growth.

Analyst Consensus

Bullish
+11.7%
Target $63.16
22 analysts
Bullish
+10.9%
Target $147.08
12 analysts

Fundamentals

BAC
UMBF
14.0×
Trailing P/E
11.6×
11.2×
Forward P/E
9.7×
28.96%
Profit Margin
32.30%
0.00%
Gross Margin
0.00%
10.64%
ROE
12.11%
8.10%
Revenue Growth
49.00%
24.40%
Earnings Growth
176.90%
1.20
Beta
0.80
1.97%
Dividend Yield
$401.2B
Market Cap
$10.1B
52-Week Range
BAC
$4489% of range$58
UMBF
$9887% of range$138

Frequently Asked Questions

BAC vs UMBF: which stock scores better overall?

Based on Q·Score, UMB Financial Corporation (UMBF) scores 7.6/10 versus Bank of America Corporation (BAC) at 7.5/10. The Q·Score measures five dimensions: Quality, Health, Growth, Valuation, and Sentiment. For informational purposes only — not financial advice.

Which has better revenue growth: BAC or UMBF?

UMB Financial Corporation (UMBF) scores higher on Growth (9.7/10 vs 8.8/10). Bank of America Corporation reports revenue growth (8.1% YoY) while UMB Financial Corporation reports (49.0% YoY). Growth scores reflect revenue and earnings momentum relative to sector peers.

Is BAC or UMBF more attractively valued?

Bank of America Corporation (BAC) scores higher on Valuation (7/10 vs 7/10). BAC trades at 11.2× P/E versus UMBF at 9.7×. Valuation is assessed using P/E ratio, analyst price targets, and 52-week range positioning relative to sector peers.

What do analysts say about BAC vs UMBF?

There are 22 analysts covering BAC with a consensus price target of $63.16, and 12 analysts covering UMBF with a consensus target of $147.08. Analyst consensus ratings are aggregated from Wall Street research and do not constitute investment advice.

Which is more profitable: BAC or UMBF?

Bank of America Corporation (BAC) scores higher on Quality (7.4/10 vs 7.4/10). Net profit margin: BAC at 29.0%, UMBF at 32.3%. Quality scores reflect profit margins, return on equity, and free cash flow generation.

Which has stronger financial health: BAC or UMBF?

Bank of America Corporation (BAC) scores higher on Financial Health (6/10 vs 6/10). Market beta: BAC at 1.20, UMBF at 0.80. Health scores consider beta, debt-to-equity, and current ratio. All investments carry risk — this is not investment advice.

What are the market caps of BAC and UMBF?

Bank of America Corporation (BAC) has a market capitalisation of $401.2B, while UMB Financial Corporation (UMBF) has a market cap of $10.1B. Market cap data is sourced from Yahoo Finance and reflects the most recent available figures.

Do BAC or UMBF pay dividends?

BAC pays a dividend yield of 1.97%, while UMBF does not currently pay a dividend. Dividend yields fluctuate with share price and company payout decisions.

Q·Score is an educational tool and is not financial advice. Data provided by Yahoo Finance. Updated on each page load. How it's calculated →

Data provided by Yahoo Finance ·  Updated on each page load ·  For informational purposes only · Not financial advice · Quantify.biz © 2026