BILL Holdings, Inc. vs Microsoft Corporation — Stock Comparison

BILL Holdings, Inc. (BILL) and Microsoft Corporation (MSFT) are both listed on US exchanges. This page compares their Q·Score ratings, key fundamentals (P/E, margins, growth), and Wall Street analyst consensus side by side. Data sourced from Yahoo Finance and updated on each page load.

Q·Score Winner
Microsoft Corporation
MSFT8.6/10vs 7/10

Microsoft Corporation clearly outscores BILL Holdings, Inc. on Q·Score (8.6 vs 7 out of 10), led by Quality (9 vs 4.2) and Sentiment (9 vs 6.5). BILL Holdings, Inc. scores higher on Health, reflecting stronger balance sheet strength. Analyst consensus targets imply greater upside for BILL (+68.6%) than for MSFT (+48.2%).

Price Performance

Normalised to 100 at period start — shows relative performance.

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BILLMSFT

Q·Score Breakdown

7
Bullish
Overall
8.6
Very Bullish
4.2
Quality
9
9.1
Health
8.5
7.3
Growth
8
8.6
Valuation
8.6
6.5
Sentiment
9
BILL

Clean balance sheet with low leverage (0.5× debt-to-equity).

low return on equity (0%).

MSFT

High-quality business with 34% return on equity and 39% profit margins.

Analyst Consensus

Bullish
+68.6%
Target $54.29
21 analysts
Bullish
+48.2%
Target $561.39
55 analysts

Fundamentals

BILL
MSFT
Trailing P/E
22.6×
9.6×
Forward P/E
19.6×
0.01%
Profit Margin
39.34%
83.68%
Gross Margin
68.31%
0.00%
ROE
34.01%
13.50%
Revenue Growth
18.30%
Earnings Growth
23.40%
1.18
Beta
1.10
Dividend Yield
0.92%
$3.2B
Market Cap
$2.81T
52-Week Range
BILL
$323% of range$57
MSFT
$35611% of range$555

Frequently Asked Questions

BILL vs MSFT: which stock scores better overall?

Based on Q·Score, Microsoft Corporation (MSFT) scores 8.6/10 versus BILL Holdings, Inc. (BILL) at 7/10. The Q·Score measures five dimensions: Quality, Health, Growth, Valuation, and Sentiment. For informational purposes only — not financial advice.

Which has better revenue growth: BILL or MSFT?

Microsoft Corporation (MSFT) scores higher on Growth (8/10 vs 7.3/10). BILL Holdings, Inc. reports revenue growth (13.5% YoY) while Microsoft Corporation reports (18.3% YoY). Growth scores reflect revenue and earnings momentum relative to sector peers.

Is BILL or MSFT more attractively valued?

BILL Holdings, Inc. (BILL) scores higher on Valuation (8.6/10 vs 8.6/10). BILL trades at 9.6× P/E versus MSFT at 19.6×. Valuation is assessed using P/E ratio, analyst price targets, and 52-week range positioning relative to sector peers.

What do analysts say about BILL vs MSFT?

There are 21 analysts covering BILL with a consensus price target of $54.29, and 55 analysts covering MSFT with a consensus target of $561.39. Analyst consensus ratings are aggregated from Wall Street research and do not constitute investment advice.

Which is more profitable: BILL or MSFT?

Microsoft Corporation (MSFT) scores higher on Quality (9/10 vs 4.2/10). Net profit margin: BILL at 0.0%, MSFT at 39.3%. Quality scores reflect profit margins, return on equity, and free cash flow generation.

Which has stronger financial health: BILL or MSFT?

BILL Holdings, Inc. (BILL) scores higher on Financial Health (9.1/10 vs 8.5/10). Market beta: BILL at 1.18, MSFT at 1.10. Health scores consider beta, debt-to-equity, and current ratio. All investments carry risk — this is not investment advice.

What are the market caps of BILL and MSFT?

BILL Holdings, Inc. (BILL) has a market capitalisation of $3.2B, while Microsoft Corporation (MSFT) has a market cap of $2.81T. Market cap data is sourced from Yahoo Finance and reflects the most recent available figures.

Do BILL or MSFT pay dividends?

BILL does not currently pay a dividend, while MSFT pays a dividend yield of 0.92%. Dividend yields fluctuate with share price and company payout decisions.

Q·Score is an educational tool and is not financial advice. Data provided by Yahoo Finance. Updated on each page load. How it's calculated →

Data provided by Yahoo Finance ·  Updated on each page load ·  For informational purposes only · Not financial advice · Quantify.biz © 2026