JP Morgan Chase & Co. vs Synchrony Financial — Stock Comparison

JP Morgan Chase & Co. (JPM) and Synchrony Financial (SYF) are both listed on US exchanges. This page compares their Q·Score ratings, key fundamentals (P/E, margins, growth), and Wall Street analyst consensus side by side. Data sourced from Yahoo Finance and updated on each page load.

Q·Score Winner
Synchrony Financial
SYF7.8/10vs 7.3/10

Synchrony Financial narrowly edges JP Morgan Chase & Co. on Q·Score (7.8 vs 7.3 out of 10), led by Valuation (7.5 vs 6.3) and Sentiment (6.9 vs 6.2). Analyst consensus targets imply greater upside for SYF (+18.5%) than for JPM (+5.2%).

Price Performance

Normalised to 100 at period start — shows relative performance.

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JPMSYF

Q·Score Breakdown

7.3
Bullish
Overall
7.8
Bullish
9
Quality
9
5.5
Health
6
9
Growth
9.1
6.3
Valuation
7.5
6.2
Sentiment
6.9
JPM

High-quality business with 16% return on equity and 34% profit margins.

SYF

Earnings growing 20% year-over-year.

Analyst Consensus

Neutral
+5.2%
Target $342.00
21 analysts
Bullish
+18.5%
Target $89.22
23 analysts

Fundamentals

JPM
SYF
15.6×
Trailing P/E
7.8×
13.8×
Forward P/E
7.2×
33.94%
Profit Margin
36.39%
0.00%
Gross Margin
0.00%
16.47%
ROE
21.78%
12.70%
Revenue Growth
6.10%
17.20%
Earnings Growth
20.10%
1.00
Beta
1.32
$871.4B
Market Cap
$25.3B
52-Week Range
JPM
$27280% of range$338
SYF
$6150% of range$89

Frequently Asked Questions

JPM vs SYF: which stock scores better overall?

Based on Q·Score, Synchrony Financial (SYF) scores 7.8/10 versus JP Morgan Chase & Co. (JPM) at 7.3/10. The Q·Score measures five dimensions: Quality, Health, Growth, Valuation, and Sentiment. For informational purposes only — not financial advice.

Which has better revenue growth: JPM or SYF?

Synchrony Financial (SYF) scores higher on Growth (9.1/10 vs 9/10). JP Morgan Chase & Co. reports revenue growth (12.7% YoY) while Synchrony Financial reports (6.1% YoY). Growth scores reflect revenue and earnings momentum relative to sector peers.

Is JPM or SYF more attractively valued?

Synchrony Financial (SYF) scores higher on Valuation (7.5/10 vs 6.3/10). JPM trades at 13.8× P/E versus SYF at 7.2×. Valuation is assessed using P/E ratio, analyst price targets, and 52-week range positioning relative to sector peers.

What do analysts say about JPM vs SYF?

There are 21 analysts covering JPM with a consensus price target of $342.00, and 23 analysts covering SYF with a consensus target of $89.22. Analyst consensus ratings are aggregated from Wall Street research and do not constitute investment advice.

Which is more profitable: JPM or SYF?

JP Morgan Chase & Co. (JPM) scores higher on Quality (9/10 vs 9/10). Net profit margin: JPM at 33.9%, SYF at 36.4%. Quality scores reflect profit margins, return on equity, and free cash flow generation.

Which has stronger financial health: JPM or SYF?

Synchrony Financial (SYF) scores higher on Financial Health (6/10 vs 5.5/10). Market beta: JPM at 1.00, SYF at 1.32. Health scores consider beta, debt-to-equity, and current ratio. All investments carry risk — this is not investment advice.

What are the market caps of JPM and SYF?

JP Morgan Chase & Co. (JPM) has a market capitalisation of $871.4B, while Synchrony Financial (SYF) has a market cap of $25.3B. Market cap data is sourced from Yahoo Finance and reflects the most recent available figures.

Q·Score is an educational tool and is not financial advice. Data provided by Yahoo Finance. Updated on each page load. How it's calculated →

Data provided by Yahoo Finance ·  Updated on each page load ·  For informational purposes only · Not financial advice · Quantify.biz © 2026