PNC Financial Services Group, I vs U.S. Bancorp — Stock Comparison

PNC Financial Services Group, I (PNC) and U.S. Bancorp (USB) are both listed on US exchanges. This page compares their Q·Score ratings, key fundamentals (P/E, margins, growth), and Wall Street analyst consensus side by side. Data sourced from Yahoo Finance and updated on each page load.

Q·Score Winner
PNC Financial Services Group, I
PNC7.6/10vs 6.9/10

PNC Financial Services Group, I narrowly edges U.S. Bancorp on Q·Score (7.6 vs 6.9 out of 10), led by Growth (9.6 vs 7) and Sentiment (7.2 vs 6.2). Analyst price targets imply similar upside for both: +16.4% for PNC and +15.9% for USB.

Q·Score Breakdown

7.6
Bullish
Overall
6.9
Neutral
7.4
Quality
7.4
6
Health
6
9.6
Growth
7
7.8
Valuation
7.8
7.2
Sentiment
6.2
PNC

Earnings growing 18% year-over-year on 14% revenue growth.

USB

Forward P/E of 9.7× is low relative to sector peers.

Analyst Consensus

Bullish
+16.4%
Target $255.21
19 analysts
Bullish
+15.9%
Target $63.55
19 analysts

Fundamentals

PNC
USB
12.7×
Trailing P/E
11.5×
10.4×
Forward P/E
9.7×
31.31%
Profit Margin
29.29%
0.00%
Gross Margin
0.00%
12.10%
ROE
12.35%
13.80%
Revenue Growth
4.60%
17.70%
Earnings Growth
14.80%
0.93
Beta
1.02
3.10%
Dividend Yield
3.76%
$88.0B
Market Cap
$85.1B
52-Week Range
PNC
$17066% of range$244
USB
$4366% of range$61

Frequently Asked Questions

PNC vs USB: which stock scores better overall?

Based on Q·Score, PNC Financial Services Group, I (PNC) scores 7.6/10 versus U.S. Bancorp (USB) at 6.9/10. The Q·Score measures five dimensions: Quality, Health, Growth, Valuation, and Sentiment. For informational purposes only — not financial advice.

Which has better revenue growth: PNC or USB?

PNC Financial Services Group, I (PNC) scores higher on Growth (9.6/10 vs 7/10). PNC Financial Services Group, I reports revenue growth (13.8% YoY) while U.S. Bancorp reports (4.6% YoY). Growth scores reflect revenue and earnings momentum relative to sector peers.

Is PNC or USB more attractively valued?

PNC Financial Services Group, I (PNC) scores higher on Valuation (7.8/10 vs 7.8/10). PNC trades at 10.4× P/E versus USB at 9.7×. Valuation is assessed using P/E ratio, analyst price targets, and 52-week range positioning relative to sector peers.

What do analysts say about PNC vs USB?

There are 19 analysts covering PNC with a consensus price target of $255.21, and 19 analysts covering USB with a consensus target of $63.55. Analyst consensus ratings are aggregated from Wall Street research and do not constitute investment advice.

Which is more profitable: PNC or USB?

PNC Financial Services Group, I (PNC) scores higher on Quality (7.4/10 vs 7.4/10). Net profit margin: PNC at 31.3%, USB at 29.3%. Quality scores reflect profit margins, return on equity, and free cash flow generation.

Which has stronger financial health: PNC or USB?

PNC Financial Services Group, I (PNC) scores higher on Financial Health (6/10 vs 6/10). Market beta: PNC at 0.93, USB at 1.02. Health scores consider beta, debt-to-equity, and current ratio. All investments carry risk — this is not investment advice.

What are the market caps of PNC and USB?

PNC Financial Services Group, I (PNC) has a market capitalisation of $88.0B, while U.S. Bancorp (USB) has a market cap of $85.1B. Market cap data is sourced from Yahoo Finance and reflects the most recent available figures.

Do PNC or USB pay dividends?

PNC pays a dividend yield of 3.10%, while USB pays a dividend yield of 3.76%. Dividend yields fluctuate with share price and company payout decisions.

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Q·Score is an educational tool and is not financial advice. Data provided by Yahoo Finance. Updated on each page load. How it's calculated →

Data provided by Yahoo Finance ·  Updated on each page load ·  For informational purposes only · Not financial advice · Quantify.biz © 2026