PayPal Holdings, Inc. vs Visa Inc. — Stock Comparison

PayPal Holdings, Inc. (PYPL) and Visa Inc. (V) are both listed on US exchanges. This page compares their Q·Score ratings, key fundamentals (P/E, margins, growth), and Wall Street analyst consensus side by side. Data sourced from Yahoo Finance and updated on each page load.

Q·Score Winner
Visa Inc.
V7.7/10vs 6.7/10

Visa Inc. scores ahead of PayPal Holdings, Inc. on Q·Score (7.7 vs 6.7 out of 10), led by Sentiment (8.9 vs 4.4) and Growth (8.6 vs 5). PayPal Holdings, Inc. scores higher on Valuation, reflecting stronger P/E and price-target positioning. Analyst consensus targets imply greater upside for V (+14.6%) than for PYPL (-0.4%).

Price Performance

Normalised to 100 at period start — shows relative performance.

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PYPLV

Q·Score Breakdown

6.7
Neutral
Overall
7.7
Bullish
10
Quality
9.3
5.5
Health
6
5
Growth
8.6
7
Valuation
5.4
4.4
Sentiment
8.9
PYPL

High-quality business with 24% return on equity and 14% profit margins.

cautious analyst consensus — few Buy ratings.

V

High-quality business with 61% return on equity and 51% profit margins.

valuation metrics above sector average.

Analyst Consensus

Neutral
-0.4%
Target $58.83
33 analysts
Bullish
+14.6%
Target $415.39
37 analysts

Fundamentals

PYPL
V
11.2×
Trailing P/E
30.9×
10.2×
Forward P/E
24.2×
14.36%
Profit Margin
50.78%
40.48%
Gross Margin
97.72%
24.50%
ROE
61.19%
4.80%
Revenue Growth
14.40%
-3.10%
Earnings Growth
10.20%
1.30
Beta
0.76
0.94%
Dividend Yield
0.72%
$50.5B
Market Cap
$676.8B
52-Week Range
PYPL
$3851% of range$79
V
$29486% of range$374

Frequently Asked Questions

PYPL vs V: which stock scores better overall?

Based on Q·Score, Visa Inc. (V) scores 7.7/10 versus PayPal Holdings, Inc. (PYPL) at 6.7/10. The Q·Score measures five dimensions: Quality, Health, Growth, Valuation, and Sentiment. For informational purposes only — not financial advice.

Which has better revenue growth: PYPL or V?

Visa Inc. (V) scores higher on Growth (8.6/10 vs 5/10). PayPal Holdings, Inc. reports revenue growth (4.8% YoY) while Visa Inc. reports (14.4% YoY). Growth scores reflect revenue and earnings momentum relative to sector peers.

Is PYPL or V more attractively valued?

PayPal Holdings, Inc. (PYPL) scores higher on Valuation (7/10 vs 5.4/10). PYPL trades at 10.2× P/E versus V at 24.2×. Valuation is assessed using P/E ratio, analyst price targets, and 52-week range positioning relative to sector peers.

What do analysts say about PYPL vs V?

There are 33 analysts covering PYPL with a consensus price target of $58.83, and 37 analysts covering V with a consensus target of $415.39. Analyst consensus ratings are aggregated from Wall Street research and do not constitute investment advice.

Which is more profitable: PYPL or V?

PayPal Holdings, Inc. (PYPL) scores higher on Quality (10/10 vs 9.3/10). Net profit margin: PYPL at 14.4%, V at 50.8%. Quality scores reflect profit margins, return on equity, and free cash flow generation.

Which has stronger financial health: PYPL or V?

Visa Inc. (V) scores higher on Financial Health (6/10 vs 5.5/10). Market beta: PYPL at 1.30, V at 0.76. Health scores consider beta, debt-to-equity, and current ratio. All investments carry risk — this is not investment advice.

What are the market caps of PYPL and V?

PayPal Holdings, Inc. (PYPL) has a market capitalisation of $50.5B, while Visa Inc. (V) has a market cap of $676.8B. Market cap data is sourced from Yahoo Finance and reflects the most recent available figures.

Do PYPL or V pay dividends?

PYPL pays a dividend yield of 0.94%, while V pays a dividend yield of 0.72%. Dividend yields fluctuate with share price and company payout decisions.

Q·Score is an educational tool and is not financial advice. Data provided by Yahoo Finance. Updated on each page load. How it's calculated →

Data provided by Yahoo Finance ·  Updated on each page load ·  For informational purposes only · Not financial advice · Quantify.biz © 2026