SoFi Technologies, Inc. (SOFI)

SoFi Technologies, Inc.'s Q·Score is 6.4/10 (Neutral), reflecting its current fundamentals, analyst data, and valuation metrics. Earnings growing 101% year-over-year on 43% revenue growth. Key area to monitor: cautious analyst consensus — few Buy ratings. This is an informational data summary only and does not constitute financial advice. Always do your own research before making any investment decision.

The consensus price target for SOFI is $21.70, based on ratings from 20 Wall Street analysts. This is 32.1% above the current price of $16.43. Price targets are forward-looking estimates and not guarantees of future performance.

SoFi Technologies, Inc. (SOFI) scores favorably on valuation metrics relative to sector peers and analyst targets. Its forward P/E ratio stands at 20.9×. The consensus analyst price target of $21.70 is 32% above the current price.

SoFi Technologies, Inc.'s next earnings report is expected on approximately July 28, 2026.

SoFi Technologies, Inc. has a net profit margin of 14.8%, which is solid for most industries. Its gross margin stands at 83.5%, indicating a high-margin business model.

SoFi Technologies, Inc. is reporting strong year-over-year growth of 42.5%. Earnings are also growing at 101.2%, indicating improving profitability.

SoFi Technologies, Inc. has a debt-to-equity ratio of 0.18×, reflecting a very low debt-to-equity ratio, signalling a conservatively financed balance sheet. Its current ratio is 1.12×, suggesting it should be monitored for near-term liquidity.