Affirm Holdings, Inc. vs Bank of America Corporation — Stock Comparison
Affirm Holdings, Inc. (AFRM) and Bank of America Corporation (BAC) are both listed on US exchanges. This page compares their Q·Score ratings, key fundamentals (P/E, margins, growth), and Wall Street analyst consensus side by side. Data sourced from Yahoo Finance and updated on each page load.
Bank of America Corporation narrowly edges Affirm Holdings, Inc. on Q·Score (7.6 vs 7.1 out of 10), led by Growth (9.6 vs 7.4) and Health (6 vs 4). Affirm Holdings, Inc. scores higher on Quality, reflecting stronger profitability and returns. Analyst consensus targets imply greater upside for AFRM (+18.9%) than for BAC (+10.4%).
Price Performance
Normalised to 100 at period start — shows relative performance.
Q·Score Breakdown
High-quality business with 45% return on equity and 45% profit margins.
⚠ balance sheet warrants attention.
Earnings growing 34% year-over-year on 17% revenue growth.
Analyst Consensus
Fundamentals
Frequently Asked Questions
AFRM vs BAC: which stock scores better overall?
Based on Q·Score, Bank of America Corporation (BAC) scores 7.6/10 versus Affirm Holdings, Inc. (AFRM) at 7.1/10. The Q·Score measures five dimensions: Quality, Health, Growth, Valuation, and Sentiment. For informational purposes only — not financial advice.
Which has better revenue growth: AFRM or BAC?
Bank of America Corporation (BAC) scores higher on Growth (9.6/10 vs 7.4/10). Affirm Holdings, Inc. reports revenue growth (33.0% YoY) while Bank of America Corporation reports (16.8% YoY). Growth scores reflect revenue and earnings momentum relative to sector peers.
Is AFRM or BAC more attractively valued?
Affirm Holdings, Inc. (AFRM) scores higher on Valuation (7/10 vs 7/10). AFRM trades at 16.1× P/E versus BAC at 11.8×. Valuation is assessed using P/E ratio, analyst price targets, and 52-week range positioning relative to sector peers.
What do analysts say about AFRM vs BAC?
There are 30 analysts covering AFRM with a consensus price target of $92.47, and 22 analysts covering BAC with a consensus target of $68.77. Analyst consensus ratings are aggregated from Wall Street research and do not constitute investment advice.
Which is more profitable: AFRM or BAC?
Affirm Holdings, Inc. (AFRM) scores higher on Quality (9/10 vs 7.4/10). Net profit margin: AFRM at 45.3%, BAC at 29.5%. Quality scores reflect profit margins, return on equity, and free cash flow generation.
Which has stronger financial health: AFRM or BAC?
Bank of America Corporation (BAC) scores higher on Financial Health (6/10 vs 4/10). Market beta: AFRM at N/A, BAC at 1.17. Health scores consider beta, debt-to-equity, and current ratio. All investments carry risk — this is not investment advice.
What are the market caps of AFRM and BAC?
Affirm Holdings, Inc. (AFRM) has a market capitalisation of $26.0B, while Bank of America Corporation (BAC) has a market cap of $435.8B. Market cap data is sourced from Yahoo Finance and reflects the most recent available figures.
Do AFRM or BAC pay dividends?
AFRM does not currently pay a dividend, while BAC pays a dividend yield of 2.06%. Dividend yields fluctuate with share price and company payout decisions.
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Q·Score is an educational tool and is not financial advice. Data provided by Yahoo Finance. Updated on each page load. How it's calculated →