Affirm Holdings, Inc. vs Bank of America Corporation — Stock Comparison

Affirm Holdings, Inc. (AFRM) and Bank of America Corporation (BAC) are both listed on US exchanges. This page compares their Q·Score ratings, key fundamentals (P/E, margins, growth), and Wall Street analyst consensus side by side. Data sourced from Yahoo Finance and updated on each page load.

Q·Score Winner
Bank of America Corporation
BAC7.7/10vs 6.8/10

Bank of America Corporation scores ahead of Affirm Holdings, Inc. on Q·Score (7.7 vs 6.8 out of 10), led by Valuation (8.1 vs 6.5) and Health (6 vs 4.5). Analyst consensus targets imply greater upside for BAC (+23.4%) than for AFRM (+15.4%).

Price Performance

Normalised to 100 at period start — shows relative performance.

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AFRMBAC

Q·Score Breakdown

6.8
Neutral
Overall
7.7
Bullish
7.4
Quality
7.4
4.5
Health
6
8
Growth
8.8
6.5
Valuation
8.1
7.6
Sentiment
8.7
AFRM

Earnings growing 3529% year-over-year on 33% revenue growth.

balance sheet warrants attention.

BAC

Earnings growing 24% year-over-year on 8% revenue growth.

Analyst Consensus

Bullish
+15.4%
Target $82.97
27 analysts
Bullish
+23.4%
Target $63.16
22 analysts

Fundamentals

AFRM
BAC
65.3×
Trailing P/E
12.7×
18.9×
Forward P/E
10.1×
9.63%
Profit Margin
28.96%
48.37%
Gross Margin
0.00%
11.49%
ROE
10.64%
32.60%
Revenue Growth
8.10%
3529.30%
Earnings Growth
24.40%
3.72
Beta
1.22
Dividend Yield
2.19%
$24.1B
Market Cap
$363.3B
52-Week Range
AFRM
$4251% of range$100
BAC
$4355% of range$58

Frequently Asked Questions

AFRM vs BAC: which stock scores better overall?

Based on Q·Score, Bank of America Corporation (BAC) scores 7.7/10 versus Affirm Holdings, Inc. (AFRM) at 6.8/10. The Q·Score measures five dimensions: Quality, Health, Growth, Valuation, and Sentiment. For informational purposes only — not financial advice.

Which has better revenue growth: AFRM or BAC?

Bank of America Corporation (BAC) scores higher on Growth (8.8/10 vs 8/10). Affirm Holdings, Inc. reports revenue growth (32.6% YoY) while Bank of America Corporation reports (8.1% YoY). Growth scores reflect revenue and earnings momentum relative to sector peers.

Is AFRM or BAC more attractively valued?

Bank of America Corporation (BAC) scores higher on Valuation (8.1/10 vs 6.5/10). AFRM trades at 18.9× P/E versus BAC at 10.1×. Valuation is assessed using P/E ratio, analyst price targets, and 52-week range positioning relative to sector peers.

What do analysts say about AFRM vs BAC?

There are 27 analysts covering AFRM with a consensus price target of $82.97, and 22 analysts covering BAC with a consensus target of $63.16. Analyst consensus ratings are aggregated from Wall Street research and do not constitute investment advice.

Which is more profitable: AFRM or BAC?

Affirm Holdings, Inc. (AFRM) scores higher on Quality (7.4/10 vs 7.4/10). Net profit margin: AFRM at 9.6%, BAC at 29.0%. Quality scores reflect profit margins, return on equity, and free cash flow generation.

Which has stronger financial health: AFRM or BAC?

Bank of America Corporation (BAC) scores higher on Financial Health (6/10 vs 4.5/10). Market beta: AFRM at 3.72, BAC at 1.22. Health scores consider beta, debt-to-equity, and current ratio. All investments carry risk — this is not investment advice.

What are the market caps of AFRM and BAC?

Affirm Holdings, Inc. (AFRM) has a market capitalisation of $24.1B, while Bank of America Corporation (BAC) has a market cap of $363.3B. Market cap data is sourced from Yahoo Finance and reflects the most recent available figures.

Do AFRM or BAC pay dividends?

AFRM does not currently pay a dividend, while BAC pays a dividend yield of 2.19%. Dividend yields fluctuate with share price and company payout decisions.

Q·Score is an educational tool and is not financial advice. Data provided by Yahoo Finance. Updated on each page load. How it's calculated →

Data provided by Yahoo Finance ·  Updated on each page load ·  For informational purposes only · Not financial advice · Quantify.biz © 2026