Bank of America Corporation vs Mastercard Incorporated — Stock Comparison

Bank of America Corporation (BAC) and Mastercard Incorporated (MA) are both listed on US exchanges. This page compares their Q·Score ratings, key fundamentals (P/E, margins, growth), and Wall Street analyst consensus side by side. Data sourced from Yahoo Finance and updated on each page load.

Q·Score Winner
Mastercard Incorporated
MA8.2/10vs 7.5/10

Mastercard Incorporated narrowly edges Bank of America Corporation on Q·Score (8.2 vs 7.5 out of 10), led by Quality (9.3 vs 7.4) and Growth (9.5 vs 8.8). Analyst consensus targets imply greater upside for MA (+31.8%) than for BAC (+13.4%).

Price Performance

Normalised to 100 at period start — shows relative performance.

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BACMA

Q·Score Breakdown

7.5
Bullish
Overall
8.2
Bullish
7.4
Quality
9.3
6
Health
6
8.8
Growth
9.5
7
Valuation
7
8.7
Sentiment
9
BAC

Earnings growing 24% year-over-year on 8% revenue growth.

MA

Earnings growing 21% year-over-year on 16% revenue growth.

Analyst Consensus

Bullish
+13.4%
Target $63.16
22 analysts
Bullish
+31.8%
Target $646.97
36 analysts

Fundamentals

BAC
MA
13.8×
Trailing P/E
28.4×
11.0×
Forward P/E
21.6×
28.96%
Profit Margin
45.88%
0.00%
Gross Margin
100.00%
10.64%
ROE
232.08%
8.10%
Revenue Growth
15.80%
24.40%
Earnings Growth
21.20%
1.20
Beta
0.74
2.03%
Dividend Yield
0.72%
$395.1B
Market Cap
$433.9B
52-Week Range
BAC
$4487% of range$58
MA
$46519% of range$602

Frequently Asked Questions

BAC vs MA: which stock scores better overall?

Based on Q·Score, Mastercard Incorporated (MA) scores 8.2/10 versus Bank of America Corporation (BAC) at 7.5/10. The Q·Score measures five dimensions: Quality, Health, Growth, Valuation, and Sentiment. For informational purposes only — not financial advice.

Which has better revenue growth: BAC or MA?

Mastercard Incorporated (MA) scores higher on Growth (9.5/10 vs 8.8/10). Bank of America Corporation reports revenue growth (8.1% YoY) while Mastercard Incorporated reports (15.8% YoY). Growth scores reflect revenue and earnings momentum relative to sector peers.

Is BAC or MA more attractively valued?

Bank of America Corporation (BAC) scores higher on Valuation (7/10 vs 7/10). BAC trades at 11.0× P/E versus MA at 21.6×. Valuation is assessed using P/E ratio, analyst price targets, and 52-week range positioning relative to sector peers.

What do analysts say about BAC vs MA?

There are 22 analysts covering BAC with a consensus price target of $63.16, and 36 analysts covering MA with a consensus target of $646.97. Analyst consensus ratings are aggregated from Wall Street research and do not constitute investment advice.

Which is more profitable: BAC or MA?

Mastercard Incorporated (MA) scores higher on Quality (9.3/10 vs 7.4/10). Net profit margin: BAC at 29.0%, MA at 45.9%. Quality scores reflect profit margins, return on equity, and free cash flow generation.

Which has stronger financial health: BAC or MA?

Bank of America Corporation (BAC) scores higher on Financial Health (6/10 vs 6/10). Market beta: BAC at 1.20, MA at 0.74. Health scores consider beta, debt-to-equity, and current ratio. All investments carry risk — this is not investment advice.

What are the market caps of BAC and MA?

Bank of America Corporation (BAC) has a market capitalisation of $395.1B, while Mastercard Incorporated (MA) has a market cap of $433.9B. Market cap data is sourced from Yahoo Finance and reflects the most recent available figures.

Do BAC or MA pay dividends?

BAC pays a dividend yield of 2.03%, while MA pays a dividend yield of 0.72%. Dividend yields fluctuate with share price and company payout decisions.

Q·Score is an educational tool and is not financial advice. Data provided by Yahoo Finance. Updated on each page load. How it's calculated →

Data provided by Yahoo Finance ·  Updated on each page load ·  For informational purposes only · Not financial advice · Quantify.biz © 2026