Bank of America Corporation vs PayPal Holdings, Inc. — Stock Comparison

Bank of America Corporation (BAC) and PayPal Holdings, Inc. (PYPL) are both listed on US exchanges. This page compares their Q·Score ratings, key fundamentals (P/E, margins, growth), and Wall Street analyst consensus side by side. Data sourced from Yahoo Finance and updated on each page load.

Q·Score Winner
Bank of America Corporation
BAC7.5/10vs 6.8/10

Bank of America Corporation narrowly edges PayPal Holdings, Inc. on Q·Score (7.5 vs 6.8 out of 10), led by Sentiment (8.7 vs 4.3) and Growth (8.8 vs 5.9). PayPal Holdings, Inc. scores higher on Quality, reflecting stronger profitability and returns. Analyst consensus targets imply greater upside for PYPL (+25.7%) than for BAC (+13.4%).

Price Performance

Normalised to 100 at period start — shows relative performance.

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BACPYPL

Q·Score Breakdown

7.5
Bullish
Overall
6.8
Neutral
7.4
Quality
10
6
Health
5.5
8.8
Growth
5.9
7
Valuation
7.1
8.7
Sentiment
4.3
BAC

Earnings growing 24% year-over-year on 8% revenue growth.

PYPL

High-quality business with 25% return on equity and 15% profit margins.

cautious analyst consensus — few Buy ratings.

Analyst Consensus

Bullish
+13.4%
Target $63.16
22 analysts
Neutral
+25.7%
Target $51.54
33 analysts

Fundamentals

BAC
PYPL
13.8×
Trailing P/E
7.7×
11.0×
Forward P/E
7.1×
28.96%
Profit Margin
15.00%
0.00%
Gross Margin
40.93%
10.64%
ROE
25.12%
8.10%
Revenue Growth
7.20%
24.40%
Earnings Growth
-6.20%
1.20
Beta
1.34
2.03%
Dividend Yield
1.36%
$395.3B
Market Cap
$36.2B
52-Week Range
BAC
$4487% of range$58
PYPL
$386% of range$80

Frequently Asked Questions

BAC vs PYPL: which stock scores better overall?

Based on Q·Score, Bank of America Corporation (BAC) scores 7.5/10 versus PayPal Holdings, Inc. (PYPL) at 6.8/10. The Q·Score measures five dimensions: Quality, Health, Growth, Valuation, and Sentiment. For informational purposes only — not financial advice.

Which has better revenue growth: BAC or PYPL?

Bank of America Corporation (BAC) scores higher on Growth (8.8/10 vs 5.9/10). Bank of America Corporation reports revenue growth (8.1% YoY) while PayPal Holdings, Inc. reports (7.2% YoY). Growth scores reflect revenue and earnings momentum relative to sector peers.

Is BAC or PYPL more attractively valued?

PayPal Holdings, Inc. (PYPL) scores higher on Valuation (7.1/10 vs 7/10). BAC trades at 11.0× P/E versus PYPL at 7.1×. Valuation is assessed using P/E ratio, analyst price targets, and 52-week range positioning relative to sector peers.

What do analysts say about BAC vs PYPL?

There are 22 analysts covering BAC with a consensus price target of $63.16, and 33 analysts covering PYPL with a consensus target of $51.54. Analyst consensus ratings are aggregated from Wall Street research and do not constitute investment advice.

Which is more profitable: BAC or PYPL?

PayPal Holdings, Inc. (PYPL) scores higher on Quality (10/10 vs 7.4/10). Net profit margin: BAC at 29.0%, PYPL at 15.0%. Quality scores reflect profit margins, return on equity, and free cash flow generation.

Which has stronger financial health: BAC or PYPL?

Bank of America Corporation (BAC) scores higher on Financial Health (6/10 vs 5.5/10). Market beta: BAC at 1.20, PYPL at 1.34. Health scores consider beta, debt-to-equity, and current ratio. All investments carry risk — this is not investment advice.

What are the market caps of BAC and PYPL?

Bank of America Corporation (BAC) has a market capitalisation of $395.3B, while PayPal Holdings, Inc. (PYPL) has a market cap of $36.2B. Market cap data is sourced from Yahoo Finance and reflects the most recent available figures.

Do BAC or PYPL pay dividends?

BAC pays a dividend yield of 2.03%, while PYPL pays a dividend yield of 1.36%. Dividend yields fluctuate with share price and company payout decisions.

Q·Score is an educational tool and is not financial advice. Data provided by Yahoo Finance. Updated on each page load. How it's calculated →

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