Bank of America Corporation vs SoFi Technologies, Inc. — Stock Comparison
Bank of America Corporation (BAC) and SoFi Technologies, Inc. (SOFI) are both listed on US exchanges. This page compares their Q·Score ratings, key fundamentals (P/E, margins, growth), and Wall Street analyst consensus side by side. Data sourced from Yahoo Finance and updated on each page load.
Bank of America Corporation scores ahead of SoFi Technologies, Inc. on Q·Score (7.5 vs 6.2 out of 10), led by Sentiment (8.7 vs 4.9) and Quality (7.4 vs 5.4). SoFi Technologies, Inc. scores higher on Growth, reflecting stronger revenue and earnings momentum. Analyst consensus targets imply greater upside for SOFI (+16.7%) than for BAC (+12.4%).
Price Performance
Normalised to 100 at period start — shows relative performance.
Q·Score Breakdown
Earnings growing 24% year-over-year on 8% revenue growth.
Earnings growing 101% year-over-year on 43% revenue growth.
⚠ cautious analyst consensus — few Buy ratings.
Analyst Consensus
Fundamentals
Frequently Asked Questions
BAC vs SOFI: which stock scores better overall?
Based on Q·Score, Bank of America Corporation (BAC) scores 7.5/10 versus SoFi Technologies, Inc. (SOFI) at 6.2/10. The Q·Score measures five dimensions: Quality, Health, Growth, Valuation, and Sentiment. For informational purposes only — not financial advice.
Which has better revenue growth: BAC or SOFI?
SoFi Technologies, Inc. (SOFI) scores higher on Growth (9.3/10 vs 8.8/10). Bank of America Corporation reports revenue growth (8.1% YoY) while SoFi Technologies, Inc. reports (42.5% YoY). Growth scores reflect revenue and earnings momentum relative to sector peers.
Is BAC or SOFI more attractively valued?
Bank of America Corporation (BAC) scores higher on Valuation (7/10 vs 6/10). BAC trades at 11.1× P/E versus SOFI at 21.9×. Valuation is assessed using P/E ratio, analyst price targets, and 52-week range positioning relative to sector peers.
What do analysts say about BAC vs SOFI?
There are 22 analysts covering BAC with a consensus price target of $63.16, and 20 analysts covering SOFI with a consensus target of $20.90. Analyst consensus ratings are aggregated from Wall Street research and do not constitute investment advice.
Which is more profitable: BAC or SOFI?
Bank of America Corporation (BAC) scores higher on Quality (7.4/10 vs 5.4/10). Net profit margin: BAC at 29.0%, SOFI at 14.8%. Quality scores reflect profit margins, return on equity, and free cash flow generation.
Which has stronger financial health: BAC or SOFI?
Bank of America Corporation (BAC) scores higher on Financial Health (6/10 vs 5.5/10). Market beta: BAC at 1.20, SOFI at 2.15. Health scores consider beta, debt-to-equity, and current ratio. All investments carry risk — this is not investment advice.
What are the market caps of BAC and SOFI?
Bank of America Corporation (BAC) has a market capitalisation of $398.8B, while SoFi Technologies, Inc. (SOFI) has a market cap of $23.0B. Market cap data is sourced from Yahoo Finance and reflects the most recent available figures.
Do BAC or SOFI pay dividends?
BAC pays a dividend yield of 1.97%, while SOFI does not currently pay a dividend. Dividend yields fluctuate with share price and company payout decisions.
Related Comparisons
Q·Score is an educational tool and is not financial advice. Data provided by Yahoo Finance. Updated on each page load. How it's calculated →