Bank of America Corporation vs U.S. Bancorp — Stock Comparison

Bank of America Corporation (BAC) and U.S. Bancorp (USB) are both listed on US exchanges. This page compares their Q·Score ratings, key fundamentals (P/E, margins, growth), and Wall Street analyst consensus side by side. Data sourced from Yahoo Finance and updated on each page load.

Q·Score Winner
Bank of America Corporation
BAC7.6/10vs 7.2/10

Bank of America Corporation narrowly edges U.S. Bancorp on Q·Score (7.6 vs 7.2 out of 10), led by Sentiment (8.2 vs 6.7) and Growth (9.6 vs 8.8). Analyst consensus targets imply greater upside for USB (+11.9%) than for BAC (+10.1%).

Price Performance

Normalised to 100 at period start — shows relative performance.

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BACUSB

Q·Score Breakdown

7.6
Bullish
Overall
7.2
Bullish
7.4
Quality
7.4
6
Health
6
9.6
Growth
8.8
7
Valuation
7
8.2
Sentiment
6.7
BAC

Earnings growing 34% year-over-year on 17% revenue growth.

USB

Earnings growing 22% year-over-year on 10% revenue growth.

Analyst Consensus

Bullish
+10.1%
Target $69.00
21 analysts
Bullish
+11.9%
Target $70.33
21 analysts

Fundamentals

BAC
USB
14.5×
Trailing P/E
12.5×
11.8×
Forward P/E
10.9×
29.52%
Profit Margin
29.90%
0.00%
Gross Margin
0.00%
11.20%
ROE
12.62%
16.80%
Revenue Growth
10.40%
34.10%
Earnings Growth
21.60%
1.16
Beta
0.97
2.05%
Dividend Yield
3.44%
$438.4B
Market Cap
$97.9B
52-Week Range
BAC
$4687% of range$65
USB
$4585% of range$66

Frequently Asked Questions

BAC vs USB: which stock scores better overall?

Based on Q·Score, Bank of America Corporation (BAC) scores 7.6/10 versus U.S. Bancorp (USB) at 7.2/10. The Q·Score measures five dimensions: Quality, Health, Growth, Valuation, and Sentiment. For informational purposes only — not financial advice.

Which has better revenue growth: BAC or USB?

Bank of America Corporation (BAC) scores higher on Growth (9.6/10 vs 8.8/10). Bank of America Corporation reports revenue growth (16.8% YoY) while U.S. Bancorp reports (10.4% YoY). Growth scores reflect revenue and earnings momentum relative to sector peers.

Is BAC or USB more attractively valued?

Bank of America Corporation (BAC) scores higher on Valuation (7/10 vs 7/10). BAC trades at 11.8× P/E versus USB at 10.9×. Valuation is assessed using P/E ratio, analyst price targets, and 52-week range positioning relative to sector peers.

What do analysts say about BAC vs USB?

There are 21 analysts covering BAC with a consensus price target of $69.00, and 21 analysts covering USB with a consensus target of $70.33. Analyst consensus ratings are aggregated from Wall Street research and do not constitute investment advice.

Which is more profitable: BAC or USB?

Bank of America Corporation (BAC) scores higher on Quality (7.4/10 vs 7.4/10). Net profit margin: BAC at 29.5%, USB at 29.9%. Quality scores reflect profit margins, return on equity, and free cash flow generation.

Which has stronger financial health: BAC or USB?

Bank of America Corporation (BAC) scores higher on Financial Health (6/10 vs 6/10). Market beta: BAC at 1.16, USB at 0.97. Health scores consider beta, debt-to-equity, and current ratio. All investments carry risk — this is not investment advice.

What are the market caps of BAC and USB?

Bank of America Corporation (BAC) has a market capitalisation of $438.4B, while U.S. Bancorp (USB) has a market cap of $97.9B. Market cap data is sourced from Yahoo Finance and reflects the most recent available figures.

Do BAC or USB pay dividends?

BAC pays a dividend yield of 2.05%, while USB pays a dividend yield of 3.44%. Dividend yields fluctuate with share price and company payout decisions.

Q·Score is an educational tool and is not financial advice. Data provided by Yahoo Finance. Updated on each page load. How it's calculated →

Data provided by Yahoo Finance ·  Updated on each page load ·  For informational purposes only · Not financial advice · Quantify.biz © 2026