Apple Inc. vs BILL Holdings, Inc. — Stock Comparison

Apple Inc. (AAPL) and BILL Holdings, Inc. (BILL) are both listed on US exchanges. This page compares their Q·Score ratings, key fundamentals (P/E, margins, growth), and Wall Street analyst consensus side by side. Data sourced from Yahoo Finance and updated on each page load.

Q·Score Winner
Apple Inc.
AAPL7.6/10vs 7/10

Apple Inc. narrowly edges BILL Holdings, Inc. on Q·Score (7.6 vs 7 out of 10), led by Quality (9.3 vs 4.2) and Growth (7.9 vs 7.3). BILL Holdings, Inc. scores higher on Valuation, reflecting stronger P/E and price-target positioning. Analyst consensus targets imply greater upside for BILL (+67.2%) than for AAPL (+5.5%).

Price Performance

Normalised to 100 at period start — shows relative performance.

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AAPLBILL

Q·Score Breakdown

7.6
Bullish
Overall
7
Bullish
9.3
Quality
4.2
7
Health
9.1
7.9
Growth
7.3
6.3
Valuation
8.6
6.9
Sentiment
6.5
AAPL

High-quality business with 141% return on equity and 27% profit margins.

BILL

Clean balance sheet with low leverage (0.5× debt-to-equity).

low return on equity (0%).

Analyst Consensus

Bullish
+5.5%
Target $314.42
42 analysts
Bullish
+67.2%
Target $54.29
21 analysts

Fundamentals

AAPL
BILL
36.1×
Trailing P/E
31.0×
Forward P/E
9.7×
27.15%
Profit Margin
0.01%
47.86%
Gross Margin
83.68%
141.47%
ROE
0.00%
16.60%
Revenue Growth
13.50%
21.80%
Earnings Growth
1.09
Beta
1.18
0.36%
Dividend Yield
$4.38T
Market Cap
$3.2B
52-Week Range
AAPL
$19984% of range$317
BILL
$314% of range$57

Frequently Asked Questions

AAPL vs BILL: which stock scores better overall?

Based on Q·Score, Apple Inc. (AAPL) scores 7.6/10 versus BILL Holdings, Inc. (BILL) at 7/10. The Q·Score measures five dimensions: Quality, Health, Growth, Valuation, and Sentiment. For informational purposes only — not financial advice.

Which has better revenue growth: AAPL or BILL?

Apple Inc. (AAPL) scores higher on Growth (7.9/10 vs 7.3/10). Apple Inc. reports revenue growth (16.6% YoY) while BILL Holdings, Inc. reports (13.5% YoY). Growth scores reflect revenue and earnings momentum relative to sector peers.

Is AAPL or BILL more attractively valued?

BILL Holdings, Inc. (BILL) scores higher on Valuation (8.6/10 vs 6.3/10). AAPL trades at 31.0× P/E versus BILL at 9.7×. Valuation is assessed using P/E ratio, analyst price targets, and 52-week range positioning relative to sector peers.

What do analysts say about AAPL vs BILL?

There are 42 analysts covering AAPL with a consensus price target of $314.42, and 21 analysts covering BILL with a consensus target of $54.29. Analyst consensus ratings are aggregated from Wall Street research and do not constitute investment advice.

Which is more profitable: AAPL or BILL?

Apple Inc. (AAPL) scores higher on Quality (9.3/10 vs 4.2/10). Net profit margin: AAPL at 27.2%, BILL at 0.0%. Quality scores reflect profit margins, return on equity, and free cash flow generation.

Which has stronger financial health: AAPL or BILL?

BILL Holdings, Inc. (BILL) scores higher on Financial Health (9.1/10 vs 7/10). Market beta: AAPL at 1.09, BILL at 1.18. Health scores consider beta, debt-to-equity, and current ratio. All investments carry risk — this is not investment advice.

What are the market caps of AAPL and BILL?

Apple Inc. (AAPL) has a market capitalisation of $4.38T, while BILL Holdings, Inc. (BILL) has a market cap of $3.2B. Market cap data is sourced from Yahoo Finance and reflects the most recent available figures.

Do AAPL or BILL pay dividends?

AAPL pays a dividend yield of 0.36%, while BILL does not currently pay a dividend. Dividend yields fluctuate with share price and company payout decisions.

Q·Score is an educational tool and is not financial advice. Data provided by Yahoo Finance. Updated on each page load. How it's calculated →

Data provided by Yahoo Finance ·  Updated on each page load ·  For informational purposes only · Not financial advice · Quantify.biz © 2026