Bank of America Corporation vs Cincinnati Financial Corporatio — Stock Comparison

Bank of America Corporation (BAC) and Cincinnati Financial Corporatio (CINF) are both listed on US exchanges. This page compares their Q·Score ratings, key fundamentals (P/E, margins, growth), and Wall Street analyst consensus side by side. Data sourced from Yahoo Finance and updated on each page load.

Q·Score Winner
Bank of America Corporation
BAC7.5/10vs 7.1/10

Bank of America Corporation narrowly edges Cincinnati Financial Corporatio on Q·Score (7.5 vs 7.1 out of 10), led by Sentiment (8.7 vs 5.6) and Valuation (7 vs 5.4). Cincinnati Financial Corporatio scores higher on Quality, reflecting stronger profitability and returns. Analyst consensus targets imply greater upside for BAC (+11.7%) than for CINF (+5.8%).

Price Performance

Normalised to 100 at period start — shows relative performance.

Loading…
BACCINF

Q·Score Breakdown

7.5
Bullish
Overall
7.1
Bullish
7.4
Quality
10
6
Health
6
8.8
Growth
7.4
7
Valuation
5.4
8.7
Sentiment
5.6
BAC

Earnings growing 24% year-over-year on 8% revenue growth.

CINF

High-quality business with 19% return on equity and 21% profit margins.

valuation metrics above sector average.

Analyst Consensus

Bullish
+11.7%
Target $63.16
22 analysts
Neutral
+5.8%
Target $181.50
6 analysts

Fundamentals

BAC
CINF
14.0×
Trailing P/E
9.8×
11.2×
Forward P/E
18.7×
28.96%
Profit Margin
21.33%
0.00%
Gross Margin
27.94%
10.64%
ROE
18.73%
8.10%
Revenue Growth
11.60%
24.40%
Earnings Growth
1.20
Beta
0.58
1.97%
Dividend Yield
2.19%
$401.2B
Market Cap
$26.5B
52-Week Range
BAC
$4489% of range$58
CINF
$14391% of range$174

Frequently Asked Questions

BAC vs CINF: which stock scores better overall?

Based on Q·Score, Bank of America Corporation (BAC) scores 7.5/10 versus Cincinnati Financial Corporatio (CINF) at 7.1/10. The Q·Score measures five dimensions: Quality, Health, Growth, Valuation, and Sentiment. For informational purposes only — not financial advice.

Which has better revenue growth: BAC or CINF?

Bank of America Corporation (BAC) scores higher on Growth (8.8/10 vs 7.4/10). Bank of America Corporation reports revenue growth (8.1% YoY) while Cincinnati Financial Corporatio reports (11.6% YoY). Growth scores reflect revenue and earnings momentum relative to sector peers.

Is BAC or CINF more attractively valued?

Bank of America Corporation (BAC) scores higher on Valuation (7/10 vs 5.4/10). BAC trades at 11.2× P/E versus CINF at 18.7×. Valuation is assessed using P/E ratio, analyst price targets, and 52-week range positioning relative to sector peers.

What do analysts say about BAC vs CINF?

There are 22 analysts covering BAC with a consensus price target of $63.16, and 6 analysts covering CINF with a consensus target of $181.50. Analyst consensus ratings are aggregated from Wall Street research and do not constitute investment advice.

Which is more profitable: BAC or CINF?

Cincinnati Financial Corporatio (CINF) scores higher on Quality (10/10 vs 7.4/10). Net profit margin: BAC at 29.0%, CINF at 21.3%. Quality scores reflect profit margins, return on equity, and free cash flow generation.

Which has stronger financial health: BAC or CINF?

Bank of America Corporation (BAC) scores higher on Financial Health (6/10 vs 6/10). Market beta: BAC at 1.20, CINF at 0.58. Health scores consider beta, debt-to-equity, and current ratio. All investments carry risk — this is not investment advice.

What are the market caps of BAC and CINF?

Bank of America Corporation (BAC) has a market capitalisation of $401.2B, while Cincinnati Financial Corporatio (CINF) has a market cap of $26.5B. Market cap data is sourced from Yahoo Finance and reflects the most recent available figures.

Do BAC or CINF pay dividends?

BAC pays a dividend yield of 1.97%, while CINF pays a dividend yield of 2.19%. Dividend yields fluctuate with share price and company payout decisions.

Q·Score is an educational tool and is not financial advice. Data provided by Yahoo Finance. Updated on each page load. How it's calculated →

Data provided by Yahoo Finance ·  Updated on each page load ·  For informational purposes only · Not financial advice · Quantify.biz © 2026