Affirm Holdings, Inc. vs Goldman Sachs Group, Inc. (The) — Stock Comparison

Affirm Holdings, Inc. (AFRM) and Goldman Sachs Group, Inc. (The) (GS) are both listed on US exchanges. This page compares their Q·Score ratings, key fundamentals (P/E, margins, growth), and Wall Street analyst consensus side by side. Data sourced from Yahoo Finance and updated on each page load.

Q·Score Winner
Affirm Holdings, Inc.
AFRM6.8/10vs 6.8/10

Affirm Holdings, Inc. and Goldman Sachs Group, Inc. (The) are evenly matched on Q·Score (6.8/10 each). Goldman Sachs Group, Inc. (The) scores higher on Growth, reflecting stronger revenue and earnings momentum. Analyst consensus targets imply greater upside for AFRM (+15.3%) than for GS (-4.9%).

Price Performance

Normalised to 100 at period start — shows relative performance.

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AFRMGS

Q·Score Breakdown

6.8
Neutral
Overall
6.8
Neutral
7.4
Quality
7.4
4.5
Health
6
8
Growth
9.6
6.5
Valuation
5.8
7.6
Sentiment
4.7
AFRM

Earnings growing 3529% year-over-year on 33% revenue growth.

balance sheet warrants attention.

GS

Earnings growing 24% year-over-year on 14% revenue growth.

cautious analyst consensus — few Buy ratings.

Analyst Consensus

Bullish
+15.3%
Target $82.97
27 analysts
Neutral
-4.9%
Target $947.60
20 analysts

Fundamentals

AFRM
GS
65.4×
Trailing P/E
18.2×
18.9×
Forward P/E
15.2×
9.63%
Profit Margin
29.36%
48.37%
Gross Margin
82.27%
11.49%
ROE
14.55%
32.60%
Revenue Growth
14.50%
3529.30%
Earnings Growth
24.20%
3.72
Beta
1.27
Dividend Yield
1.81%
$24.1B
Market Cap
$293.8B
52-Week Range
AFRM
$4252% of range$100
GS
$59295% of range$1,017

Frequently Asked Questions

AFRM vs GS: which stock scores better overall?

Based on Q·Score, Affirm Holdings, Inc. (AFRM) scores 6.8/10 versus Goldman Sachs Group, Inc. (The) (GS) at 6.8/10. The Q·Score measures five dimensions: Quality, Health, Growth, Valuation, and Sentiment. For informational purposes only — not financial advice.

Which has better revenue growth: AFRM or GS?

Goldman Sachs Group, Inc. (The) (GS) scores higher on Growth (9.6/10 vs 8/10). Affirm Holdings, Inc. reports revenue growth (32.6% YoY) while Goldman Sachs Group, Inc. (The) reports (14.5% YoY). Growth scores reflect revenue and earnings momentum relative to sector peers.

Is AFRM or GS more attractively valued?

Affirm Holdings, Inc. (AFRM) scores higher on Valuation (6.5/10 vs 5.8/10). AFRM trades at 18.9× P/E versus GS at 15.2×. Valuation is assessed using P/E ratio, analyst price targets, and 52-week range positioning relative to sector peers.

What do analysts say about AFRM vs GS?

There are 27 analysts covering AFRM with a consensus price target of $82.97, and 20 analysts covering GS with a consensus target of $947.60. Analyst consensus ratings are aggregated from Wall Street research and do not constitute investment advice.

Which is more profitable: AFRM or GS?

Affirm Holdings, Inc. (AFRM) scores higher on Quality (7.4/10 vs 7.4/10). Net profit margin: AFRM at 9.6%, GS at 29.4%. Quality scores reflect profit margins, return on equity, and free cash flow generation.

Which has stronger financial health: AFRM or GS?

Goldman Sachs Group, Inc. (The) (GS) scores higher on Financial Health (6/10 vs 4.5/10). Market beta: AFRM at 3.72, GS at 1.27. Health scores consider beta, debt-to-equity, and current ratio. All investments carry risk — this is not investment advice.

What are the market caps of AFRM and GS?

Affirm Holdings, Inc. (AFRM) has a market capitalisation of $24.1B, while Goldman Sachs Group, Inc. (The) (GS) has a market cap of $293.8B. Market cap data is sourced from Yahoo Finance and reflects the most recent available figures.

Do AFRM or GS pay dividends?

AFRM does not currently pay a dividend, while GS pays a dividend yield of 1.81%. Dividend yields fluctuate with share price and company payout decisions.

Q·Score is an educational tool and is not financial advice. Data provided by Yahoo Finance. Updated on each page load. How it's calculated →

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