Goldman Sachs Group, Inc. (The) vs PayPal Holdings, Inc. — Stock Comparison

Goldman Sachs Group, Inc. (The) (GS) and PayPal Holdings, Inc. (PYPL) are both listed on US exchanges. This page compares their Q·Score ratings, key fundamentals (P/E, margins, growth), and Wall Street analyst consensus side by side. Data sourced from Yahoo Finance and updated on each page load.

Q·Score Winner
PayPal Holdings, Inc.
PYPL6.8/10vs 6.6/10

PayPal Holdings, Inc. narrowly edges Goldman Sachs Group, Inc. (The) on Q·Score (6.8 vs 6.6 out of 10), led by Quality (10 vs 7.4) and Valuation (7.1 vs 4.8). Goldman Sachs Group, Inc. (The) scores higher on Growth, reflecting stronger revenue and earnings momentum. Analyst consensus targets imply greater upside for PYPL (+25.8%) than for GS (-10.0%).

Price Performance

Normalised to 100 at period start — shows relative performance.

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GSPYPL

Q·Score Breakdown

6.6
Neutral
Overall
6.8
Neutral
7.4
Quality
10
6
Health
5.5
9.6
Growth
5.9
4.8
Valuation
7.1
4.7
Sentiment
4.3
GS

Earnings growing 24% year-over-year on 14% revenue growth.

cautious analyst consensus — few Buy ratings.

PYPL

High-quality business with 25% return on equity and 15% profit margins.

cautious analyst consensus — few Buy ratings.

Analyst Consensus

Neutral
-10.0%
Target $947.60
20 analysts
Neutral
+25.8%
Target $51.54
33 analysts

Fundamentals

GS
PYPL
19.2×
Trailing P/E
7.7×
16.1×
Forward P/E
7.1×
29.36%
Profit Margin
15.00%
82.27%
Gross Margin
40.93%
14.55%
ROE
25.12%
14.50%
Revenue Growth
7.20%
24.20%
Earnings Growth
-6.20%
1.29
Beta
1.34
1.74%
Dividend Yield
1.36%
$310.6B
Market Cap
$36.1B
52-Week Range
GS
$61091% of range$1,098
PYPL
$386% of range$80

Frequently Asked Questions

GS vs PYPL: which stock scores better overall?

Based on Q·Score, PayPal Holdings, Inc. (PYPL) scores 6.8/10 versus Goldman Sachs Group, Inc. (The) (GS) at 6.6/10. The Q·Score measures five dimensions: Quality, Health, Growth, Valuation, and Sentiment. For informational purposes only — not financial advice.

Which has better revenue growth: GS or PYPL?

Goldman Sachs Group, Inc. (The) (GS) scores higher on Growth (9.6/10 vs 5.9/10). Goldman Sachs Group, Inc. (The) reports revenue growth (14.5% YoY) while PayPal Holdings, Inc. reports (7.2% YoY). Growth scores reflect revenue and earnings momentum relative to sector peers.

Is GS or PYPL more attractively valued?

PayPal Holdings, Inc. (PYPL) scores higher on Valuation (7.1/10 vs 4.8/10). GS trades at 16.1× P/E versus PYPL at 7.1×. Valuation is assessed using P/E ratio, analyst price targets, and 52-week range positioning relative to sector peers.

What do analysts say about GS vs PYPL?

There are 20 analysts covering GS with a consensus price target of $947.60, and 33 analysts covering PYPL with a consensus target of $51.54. Analyst consensus ratings are aggregated from Wall Street research and do not constitute investment advice.

Which is more profitable: GS or PYPL?

PayPal Holdings, Inc. (PYPL) scores higher on Quality (10/10 vs 7.4/10). Net profit margin: GS at 29.4%, PYPL at 15.0%. Quality scores reflect profit margins, return on equity, and free cash flow generation.

Which has stronger financial health: GS or PYPL?

Goldman Sachs Group, Inc. (The) (GS) scores higher on Financial Health (6/10 vs 5.5/10). Market beta: GS at 1.29, PYPL at 1.34. Health scores consider beta, debt-to-equity, and current ratio. All investments carry risk — this is not investment advice.

What are the market caps of GS and PYPL?

Goldman Sachs Group, Inc. (The) (GS) has a market capitalisation of $310.6B, while PayPal Holdings, Inc. (PYPL) has a market cap of $36.1B. Market cap data is sourced from Yahoo Finance and reflects the most recent available figures.

Do GS or PYPL pay dividends?

GS pays a dividend yield of 1.74%, while PYPL pays a dividend yield of 1.36%. Dividend yields fluctuate with share price and company payout decisions.

Q·Score is an educational tool and is not financial advice. Data provided by Yahoo Finance. Updated on each page load. How it's calculated →

Data provided by Yahoo Finance ·  Updated on each page load ·  For informational purposes only · Not financial advice · Quantify.biz © 2026