Affirm Holdings, Inc. vs JP Morgan Chase & Co. — Stock Comparison

Affirm Holdings, Inc. (AFRM) and JP Morgan Chase & Co. (JPM) are both listed on US exchanges. This page compares their Q·Score ratings, key fundamentals (P/E, margins, growth), and Wall Street analyst consensus side by side. Data sourced from Yahoo Finance and updated on each page load.

Q·Score Winner
Affirm Holdings, Inc.
AFRM7.4/10vs 7.4/10

Affirm Holdings, Inc. and JP Morgan Chase & Co. are evenly matched on Q·Score (7.4/10 each). JP Morgan Chase & Co. scores higher on Health, reflecting stronger balance sheet strength. Analyst consensus targets imply greater upside for AFRM (+22.3%) than for JPM (+11.8%).

Price Performance

Normalised to 100 at period start — shows relative performance.

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● AFRM● JPM

Q·Score Breakdown

7.4
Bullish
Overall
7.4
Bullish
9
Quality
9
4.5
Health
5.5
8.3
Growth
9
7
Valuation
6.5
8
Sentiment
6.3
AFRM

High-quality business with 45% return on equity and 45% profit margins.

⚠ balance sheet warrants attention.

JPM

High-quality business with 18% return on equity and 35% profit margins.

Analyst Consensus

Bullish
+22.3%
Target $98.66
32 analysts
Neutral
+11.8%
Target $372.14
22 analysts

Fundamentals

AFRM
JPM
14.6×
Trailing P/E
14.3×
16.3×
Forward P/E
13.3×
45.29%
Profit Margin
34.92%
48.93%
Gross Margin
0.00%
45.13%
ROE
17.79%
33.00%
Revenue Growth
30.40%
2186.90%
Earnings Growth
46.90%
3.82
Beta
1.01
—
Dividend Yield
1.98%
$27.2B
Market Cap
$885.1B
52-Week Range
AFRM
$4280% of range$90
JPM
$27962% of range$367

Frequently Asked Questions

AFRM vs JPM: which stock scores better overall?

Based on Q·Score, Affirm Holdings, Inc. (AFRM) scores 7.4/10 versus JP Morgan Chase & Co. (JPM) at 7.4/10. The Q·Score measures five dimensions: Quality, Health, Growth, Valuation, and Sentiment. For informational purposes only — not financial advice.

Which has better revenue growth: AFRM or JPM?

JP Morgan Chase & Co. (JPM) scores higher on Growth (9/10 vs 8.3/10). Affirm Holdings, Inc. reports revenue growth (33.0% YoY) while JP Morgan Chase & Co. reports (30.4% YoY). Growth scores reflect revenue and earnings momentum relative to sector peers.

Is AFRM or JPM more attractively valued?

Affirm Holdings, Inc. (AFRM) scores higher on Valuation (7/10 vs 6.5/10). AFRM trades at 16.3× P/E versus JPM at 13.3×. Valuation is assessed using P/E ratio, analyst price targets, and 52-week range positioning relative to sector peers.

What do analysts say about AFRM vs JPM?

There are 32 analysts covering AFRM with a consensus price target of $98.66, and 22 analysts covering JPM with a consensus target of $372.14. Analyst consensus ratings are aggregated from Wall Street research and do not constitute investment advice.

Which is more profitable: AFRM or JPM?

Affirm Holdings, Inc. (AFRM) scores higher on Quality (9/10 vs 9/10). Net profit margin: AFRM at 45.3%, JPM at 34.9%. Quality scores reflect profit margins, return on equity, and free cash flow generation.

Which has stronger financial health: AFRM or JPM?

JP Morgan Chase & Co. (JPM) scores higher on Financial Health (5.5/10 vs 4.5/10). Market beta: AFRM at 3.82, JPM at 1.01. Health scores consider beta, debt-to-equity, and current ratio. All investments carry risk — this is not investment advice.

What are the market caps of AFRM and JPM?

Affirm Holdings, Inc. (AFRM) has a market capitalisation of $27.2B, while JP Morgan Chase & Co. (JPM) has a market cap of $885.1B. Market cap data is sourced from Yahoo Finance and reflects the most recent available figures.

Do AFRM or JPM pay dividends?

AFRM does not currently pay a dividend, while JPM pays a dividend yield of 1.98%. Dividend yields fluctuate with share price and company payout decisions.

Q·Score is an educational tool and is not financial advice. Data provided by Yahoo Finance. Updated on each page load. How it's calculated →

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