JP Morgan Chase & Co. vs PayPal Holdings, Inc. — Stock Comparison

JP Morgan Chase & Co. (JPM) and PayPal Holdings, Inc. (PYPL) are both listed on US exchanges. This page compares their Q·Score ratings, key fundamentals (P/E, margins, growth), and Wall Street analyst consensus side by side. Data sourced from Yahoo Finance and updated on each page load.

Q·Score Winner
JP Morgan Chase & Co.
JPM7.4/10vs 6.8/10

JP Morgan Chase & Co. narrowly edges PayPal Holdings, Inc. on Q·Score (7.4 vs 6.8 out of 10), led by Growth (9 vs 5.9) and Sentiment (6.2 vs 4.3). PayPal Holdings, Inc. scores higher on Quality, reflecting stronger profitability and returns. Analyst consensus targets imply greater upside for PYPL (+25.8%) than for JPM (+7.1%).

Price Performance

Normalised to 100 at period start — shows relative performance.

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JPMPYPL

Q·Score Breakdown

7.4
Bullish
Overall
6.8
Neutral
9
Quality
10
5.5
Health
5.5
9
Growth
5.9
6.5
Valuation
7.1
6.2
Sentiment
4.3
JPM

High-quality business with 16% return on equity and 34% profit margins.

PYPL

High-quality business with 25% return on equity and 15% profit margins.

cautious analyst consensus — few Buy ratings.

Analyst Consensus

Neutral
+7.1%
Target $342.19
21 analysts
Neutral
+25.8%
Target $51.54
33 analysts

Fundamentals

JPM
PYPL
15.3×
Trailing P/E
7.7×
13.6×
Forward P/E
7.1×
33.94%
Profit Margin
15.00%
0.00%
Gross Margin
40.93%
16.47%
ROE
25.12%
12.70%
Revenue Growth
7.20%
17.20%
Earnings Growth
-6.20%
1.00
Beta
1.34
1.91%
Dividend Yield
1.36%
$855.9B
Market Cap
$36.2B
52-Week Range
JPM
$26376% of range$337
PYPL
$386% of range$80

Frequently Asked Questions

JPM vs PYPL: which stock scores better overall?

Based on Q·Score, JP Morgan Chase & Co. (JPM) scores 7.4/10 versus PayPal Holdings, Inc. (PYPL) at 6.8/10. The Q·Score measures five dimensions: Quality, Health, Growth, Valuation, and Sentiment. For informational purposes only — not financial advice.

Which has better revenue growth: JPM or PYPL?

JP Morgan Chase & Co. (JPM) scores higher on Growth (9/10 vs 5.9/10). JP Morgan Chase & Co. reports revenue growth (12.7% YoY) while PayPal Holdings, Inc. reports (7.2% YoY). Growth scores reflect revenue and earnings momentum relative to sector peers.

Is JPM or PYPL more attractively valued?

PayPal Holdings, Inc. (PYPL) scores higher on Valuation (7.1/10 vs 6.5/10). JPM trades at 13.6× P/E versus PYPL at 7.1×. Valuation is assessed using P/E ratio, analyst price targets, and 52-week range positioning relative to sector peers.

What do analysts say about JPM vs PYPL?

There are 21 analysts covering JPM with a consensus price target of $342.19, and 33 analysts covering PYPL with a consensus target of $51.54. Analyst consensus ratings are aggregated from Wall Street research and do not constitute investment advice.

Which is more profitable: JPM or PYPL?

PayPal Holdings, Inc. (PYPL) scores higher on Quality (10/10 vs 9/10). Net profit margin: JPM at 33.9%, PYPL at 15.0%. Quality scores reflect profit margins, return on equity, and free cash flow generation.

Which has stronger financial health: JPM or PYPL?

JP Morgan Chase & Co. (JPM) scores higher on Financial Health (5.5/10 vs 5.5/10). Market beta: JPM at 1.00, PYPL at 1.34. Health scores consider beta, debt-to-equity, and current ratio. All investments carry risk — this is not investment advice.

What are the market caps of JPM and PYPL?

JP Morgan Chase & Co. (JPM) has a market capitalisation of $855.9B, while PayPal Holdings, Inc. (PYPL) has a market cap of $36.2B. Market cap data is sourced from Yahoo Finance and reflects the most recent available figures.

Do JPM or PYPL pay dividends?

JPM pays a dividend yield of 1.91%, while PYPL pays a dividend yield of 1.36%. Dividend yields fluctuate with share price and company payout decisions.

Q·Score is an educational tool and is not financial advice. Data provided by Yahoo Finance. Updated on each page load. How it's calculated →

Data provided by Yahoo Finance ·  Updated on each page load ·  For informational purposes only · Not financial advice · Quantify.biz © 2026