JP Morgan Chase & Co. vs SoFi Technologies, Inc. — Stock Comparison

JP Morgan Chase & Co. (JPM) and SoFi Technologies, Inc. (SOFI) are both listed on US exchanges. This page compares their Q·Score ratings, key fundamentals (P/E, margins, growth), and Wall Street analyst consensus side by side. Data sourced from Yahoo Finance and updated on each page load.

Q·Score Winner
SoFi Technologies, Inc.
SOFI7/10vs 6.8/10

SoFi Technologies, Inc. narrowly edges JP Morgan Chase & Co. on Q·Score (7 vs 6.8 out of 10), led by Health (7.5 vs 5) and Valuation (7.1 vs 6.5). JP Morgan Chase & Co. scores higher on Quality, reflecting stronger profitability and returns. Analyst consensus targets imply greater upside for SOFI (+10.9%) than for JPM (+4.7%).

Price Performance

Normalised to 100 at period start — shows relative performance.

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JPMSOFI

Q·Score Breakdown

6.8
Neutral
Overall
7
Bullish
8.2
Quality
6.4
5
Health
7.5
8.5
Growth
8.5
6.5
Valuation
7.1
5
Sentiment
5
JPM

Earnings growing 47% year-over-year on 30% revenue growth.

analyst sentiment is cautious.

SOFI

Earnings growing 40% year-over-year on 43% revenue growth.

analyst sentiment is cautious.

Analyst Consensus

N/A
+4.7%
Target $374.57
21 analysts
N/A
+10.9%
Target $20.02
20 analysts

Fundamentals

JPM
SOFI
15.3×
Trailing P/E
36.9×
14.3×
Forward P/E
22.0×
34.92%
Profit Margin
14.91%
0.00%
Gross Margin
83.73%
17.79%
ROE
7.09%
30.40%
Revenue Growth
42.60%
46.90%
Earnings Growth
40.40%
0.98
Beta
2.20
1.69%
Dividend Yield
$950.6B
Market Cap
$23.3B
52-Week Range
JPM
$27990% of range$367
SOFI
$1518% of range$33

Frequently Asked Questions

JPM vs SOFI: which stock scores better overall?

Based on Q·Score, SoFi Technologies, Inc. (SOFI) scores 7/10 versus JP Morgan Chase & Co. (JPM) at 6.8/10. The Q·Score measures five dimensions: Quality, Health, Growth, Valuation, and Sentiment. For informational purposes only — not financial advice.

Which has better revenue growth: JPM or SOFI?

JP Morgan Chase & Co. (JPM) scores higher on Growth (8.5/10 vs 8.5/10). JP Morgan Chase & Co. reports revenue growth (30.4% YoY) while SoFi Technologies, Inc. reports (42.6% YoY). Growth scores reflect revenue and earnings momentum relative to sector peers.

Is JPM or SOFI more attractively valued?

SoFi Technologies, Inc. (SOFI) scores higher on Valuation (7.1/10 vs 6.5/10). JPM trades at 14.3× P/E versus SOFI at 22.0×. Valuation is assessed using P/E ratio, analyst price targets, and 52-week range positioning relative to sector peers.

What do analysts say about JPM vs SOFI?

There are 21 analysts covering JPM with a consensus price target of $374.57, and 20 analysts covering SOFI with a consensus target of $20.02. Analyst consensus ratings are aggregated from Wall Street research and do not constitute investment advice.

Which is more profitable: JPM or SOFI?

JP Morgan Chase & Co. (JPM) scores higher on Quality (8.2/10 vs 6.4/10). Net profit margin: JPM at 34.9%, SOFI at 14.9%. Quality scores reflect profit margins, return on equity, and free cash flow generation.

Which has stronger financial health: JPM or SOFI?

SoFi Technologies, Inc. (SOFI) scores higher on Financial Health (7.5/10 vs 5/10). Market beta: JPM at 0.98, SOFI at 2.20. Health scores consider beta, debt-to-equity, and current ratio. All investments carry risk — this is not investment advice.

What are the market caps of JPM and SOFI?

JP Morgan Chase & Co. (JPM) has a market capitalisation of $950.6B, while SoFi Technologies, Inc. (SOFI) has a market cap of $23.3B. Market cap data is sourced from Yahoo Finance and reflects the most recent available figures.

Do JPM or SOFI pay dividends?

JPM pays a dividend yield of 1.69%, while SOFI does not currently pay a dividend. Dividend yields fluctuate with share price and company payout decisions.

Q·Score is an educational tool and is not financial advice. Data provided by Yahoo Finance. Updated on each page load. How it's calculated →

Data provided by Yahoo Finance ·  Updated on each page load ·  For informational purposes only · Not financial advice · Quantify.biz © 2026