Bank of America Corporation vs Navient Corporation — Stock Comparison

Bank of America Corporation (BAC) and Navient Corporation (NAVI) are both listed on US exchanges. This page compares their Q·Score ratings, key fundamentals (P/E, margins, growth), and Wall Street analyst consensus side by side. Data sourced from Yahoo Finance and updated on each page load.

Q·Score Winner
Bank of America Corporation
BAC7.5/10vs 4.2/10

Bank of America Corporation holds a significant lead over Navient Corporation on Q·Score (7.5 vs 4.2 out of 10), led by Growth (8.8 vs 2.8) and Sentiment (8.7 vs 2.7). Navient Corporation scores higher on Valuation, reflecting stronger P/E and price-target positioning. Analyst consensus targets imply greater upside for NAVI (+15.9%) than for BAC (+12.0%).

Price Performance

Normalised to 100 at period start — shows relative performance.

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BACNAVI

Q·Score Breakdown

7.5
Bullish
Overall
4.2
Bearish
7.4
Quality
3.2
6
Health
4.5
8.8
Growth
2.8
7
Valuation
7.6
8.7
Sentiment
2.7
BAC

Earnings growing 24% year-over-year on 8% revenue growth.

NAVI

Forward P/E of 8.6× is low relative to sector peers.

38% of analysts rate it Sell or Strong Sell.

Analyst Consensus

Bullish
+12.0%
Target $63.16
22 analysts
Neutral
+15.9%
Target $9.44
8 analysts

Fundamentals

BAC
NAVI
14.0×
Trailing P/E
11.2×
Forward P/E
8.6×
28.96%
Profit Margin
-18.54%
0.00%
Gross Margin
100.00%
10.64%
ROE
-2.46%
8.10%
Revenue Growth
-0.80%
24.40%
Earnings Growth
1.20
Beta
1.22
1.97%
Dividend Yield
$400.4B
Market Cap
$766M
52-Week Range
BAC
$4588% of range$58
NAVI
$79% of range$16

Frequently Asked Questions

BAC vs NAVI: which stock scores better overall?

Based on Q·Score, Bank of America Corporation (BAC) scores 7.5/10 versus Navient Corporation (NAVI) at 4.2/10. The Q·Score measures five dimensions: Quality, Health, Growth, Valuation, and Sentiment. For informational purposes only — not financial advice.

Which has better revenue growth: BAC or NAVI?

Bank of America Corporation (BAC) scores higher on Growth (8.8/10 vs 2.8/10). Bank of America Corporation reports revenue growth (8.1% YoY) while Navient Corporation reports (-0.8% YoY). Growth scores reflect revenue and earnings momentum relative to sector peers.

Is BAC or NAVI more attractively valued?

Navient Corporation (NAVI) scores higher on Valuation (7.6/10 vs 7/10). BAC trades at 11.2× P/E versus NAVI at 8.6×. Valuation is assessed using P/E ratio, analyst price targets, and 52-week range positioning relative to sector peers.

What do analysts say about BAC vs NAVI?

There are 22 analysts covering BAC with a consensus price target of $63.16, and 8 analysts covering NAVI with a consensus target of $9.44. Analyst consensus ratings are aggregated from Wall Street research and do not constitute investment advice.

Which is more profitable: BAC or NAVI?

Bank of America Corporation (BAC) scores higher on Quality (7.4/10 vs 3.2/10). Net profit margin: BAC at 29.0%, NAVI at -18.5%. Quality scores reflect profit margins, return on equity, and free cash flow generation.

Which has stronger financial health: BAC or NAVI?

Bank of America Corporation (BAC) scores higher on Financial Health (6/10 vs 4.5/10). Market beta: BAC at 1.20, NAVI at 1.22. Health scores consider beta, debt-to-equity, and current ratio. All investments carry risk — this is not investment advice.

What are the market caps of BAC and NAVI?

Bank of America Corporation (BAC) has a market capitalisation of $400.4B, while Navient Corporation (NAVI) has a market cap of $766M. Market cap data is sourced from Yahoo Finance and reflects the most recent available figures.

Do BAC or NAVI pay dividends?

BAC pays a dividend yield of 1.97%, while NAVI does not currently pay a dividend. Dividend yields fluctuate with share price and company payout decisions.

Q·Score is an educational tool and is not financial advice. Data provided by Yahoo Finance. Updated on each page load. How it's calculated →

Data provided by Yahoo Finance ·  Updated on each page load ·  For informational purposes only · Not financial advice · Quantify.biz © 2026