Bank of America Corporation vs Nu Holdings Ltd. — Stock Comparison

Bank of America Corporation (BAC) and Nu Holdings Ltd. (NU) are both listed on US exchanges. This page compares their Q·Score ratings, key fundamentals (P/E, margins, growth), and Wall Street analyst consensus side by side. Data sourced from Yahoo Finance and updated on each page load.

Q·Score Winner
Nu Holdings Ltd.
NU7.9/10vs 7.5/10

Nu Holdings Ltd. narrowly edges Bank of America Corporation on Q·Score (7.9 vs 7.5 out of 10), led by Quality (9 vs 7.4) and Valuation (8.6 vs 7). Bank of America Corporation scores higher on Health, reflecting stronger balance sheet strength. Analyst consensus targets imply greater upside for NU (+40.5%) than for BAC (+12.4%).

Price Performance

Normalised to 100 at period start — shows relative performance.

Loading…
BACNU

Q·Score Breakdown

7.5
Bullish
Overall
7.9
Bullish
7.4
Quality
9
6
Health
5
8.8
Growth
8.5
7
Valuation
8.6
8.7
Sentiment
8.3
BAC

Earnings growing 24% year-over-year on 8% revenue growth.

NU

High-quality business with 30% return on equity and 42% profit margins.

balance sheet warrants attention.

Analyst Consensus

Bullish
+12.4%
Target $63.16
22 analysts
Bullish
+40.5%
Target $17.86
21 analysts

Fundamentals

BAC
NU
13.9×
Trailing P/E
19.6×
11.1×
Forward P/E
11.0×
28.96%
Profit Margin
41.92%
0.00%
Gross Margin
0.00%
10.64%
ROE
30.05%
8.10%
Revenue Growth
43.70%
24.40%
Earnings Growth
55.90%
1.20
Beta
0.95
1.99%
Dividend Yield
$398.8B
Market Cap
$61.8B
52-Week Range
BAC
$4587% of range$58
NU
$1119% of range$19

Frequently Asked Questions

BAC vs NU: which stock scores better overall?

Based on Q·Score, Nu Holdings Ltd. (NU) scores 7.9/10 versus Bank of America Corporation (BAC) at 7.5/10. The Q·Score measures five dimensions: Quality, Health, Growth, Valuation, and Sentiment. For informational purposes only — not financial advice.

Which has better revenue growth: BAC or NU?

Bank of America Corporation (BAC) scores higher on Growth (8.8/10 vs 8.5/10). Bank of America Corporation reports revenue growth (8.1% YoY) while Nu Holdings Ltd. reports (43.7% YoY). Growth scores reflect revenue and earnings momentum relative to sector peers.

Is BAC or NU more attractively valued?

Nu Holdings Ltd. (NU) scores higher on Valuation (8.6/10 vs 7/10). BAC trades at 11.1× P/E versus NU at 11.0×. Valuation is assessed using P/E ratio, analyst price targets, and 52-week range positioning relative to sector peers.

What do analysts say about BAC vs NU?

There are 22 analysts covering BAC with a consensus price target of $63.16, and 21 analysts covering NU with a consensus target of $17.86. Analyst consensus ratings are aggregated from Wall Street research and do not constitute investment advice.

Which is more profitable: BAC or NU?

Nu Holdings Ltd. (NU) scores higher on Quality (9/10 vs 7.4/10). Net profit margin: BAC at 29.0%, NU at 41.9%. Quality scores reflect profit margins, return on equity, and free cash flow generation.

Which has stronger financial health: BAC or NU?

Bank of America Corporation (BAC) scores higher on Financial Health (6/10 vs 5/10). Market beta: BAC at 1.20, NU at 0.95. Health scores consider beta, debt-to-equity, and current ratio. All investments carry risk — this is not investment advice.

What are the market caps of BAC and NU?

Bank of America Corporation (BAC) has a market capitalisation of $398.8B, while Nu Holdings Ltd. (NU) has a market cap of $61.8B. Market cap data is sourced from Yahoo Finance and reflects the most recent available figures.

Do BAC or NU pay dividends?

BAC pays a dividend yield of 1.99%, while NU does not currently pay a dividend. Dividend yields fluctuate with share price and company payout decisions.

Q·Score is an educational tool and is not financial advice. Data provided by Yahoo Finance. Updated on each page load. How it's calculated →

Data provided by Yahoo Finance ·  Updated on each page load ·  For informational purposes only · Not financial advice · Quantify.biz © 2026