Bank of America Corporation vs Synchrony Financial — Stock Comparison

Bank of America Corporation (BAC) and Synchrony Financial (SYF) are both listed on US exchanges. This page compares their Q·Score ratings, key fundamentals (P/E, margins, growth), and Wall Street analyst consensus side by side. Data sourced from Yahoo Finance and updated on each page load.

Q·Score Winner
Synchrony Financial
SYF7.8/10vs 7.5/10

Synchrony Financial narrowly edges Bank of America Corporation on Q·Score (7.8 vs 7.5 out of 10), led by Quality (9 vs 7.4) and Valuation (7.5 vs 7). Bank of America Corporation scores higher on Sentiment, reflecting stronger analyst and market sentiment. Analyst consensus targets imply greater upside for SYF (+20.4%) than for BAC (+11.7%).

Price Performance

Normalised to 100 at period start — shows relative performance.

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BACSYF

Q·Score Breakdown

7.5
Bullish
Overall
7.8
Bullish
7.4
Quality
9
6
Health
6
8.8
Growth
9.1
7
Valuation
7.5
8.7
Sentiment
6.9
BAC

Earnings growing 24% year-over-year on 8% revenue growth.

SYF

Earnings growing 20% year-over-year.

Analyst Consensus

Bullish
+11.7%
Target $63.16
22 analysts
Bullish
+20.4%
Target $89.22
23 analysts

Fundamentals

BAC
SYF
14.0×
Trailing P/E
7.7×
11.2×
Forward P/E
7.1×
28.96%
Profit Margin
36.39%
0.00%
Gross Margin
0.00%
10.64%
ROE
21.78%
8.10%
Revenue Growth
6.10%
24.40%
Earnings Growth
20.10%
1.20
Beta
1.32
1.97%
Dividend Yield
$401.2B
Market Cap
$24.9B
52-Week Range
BAC
$4489% of range$58
SYF
$6049% of range$89

Frequently Asked Questions

BAC vs SYF: which stock scores better overall?

Based on Q·Score, Synchrony Financial (SYF) scores 7.8/10 versus Bank of America Corporation (BAC) at 7.5/10. The Q·Score measures five dimensions: Quality, Health, Growth, Valuation, and Sentiment. For informational purposes only — not financial advice.

Which has better revenue growth: BAC or SYF?

Synchrony Financial (SYF) scores higher on Growth (9.1/10 vs 8.8/10). Bank of America Corporation reports revenue growth (8.1% YoY) while Synchrony Financial reports (6.1% YoY). Growth scores reflect revenue and earnings momentum relative to sector peers.

Is BAC or SYF more attractively valued?

Synchrony Financial (SYF) scores higher on Valuation (7.5/10 vs 7/10). BAC trades at 11.2× P/E versus SYF at 7.1×. Valuation is assessed using P/E ratio, analyst price targets, and 52-week range positioning relative to sector peers.

What do analysts say about BAC vs SYF?

There are 22 analysts covering BAC with a consensus price target of $63.16, and 23 analysts covering SYF with a consensus target of $89.22. Analyst consensus ratings are aggregated from Wall Street research and do not constitute investment advice.

Which is more profitable: BAC or SYF?

Synchrony Financial (SYF) scores higher on Quality (9/10 vs 7.4/10). Net profit margin: BAC at 29.0%, SYF at 36.4%. Quality scores reflect profit margins, return on equity, and free cash flow generation.

Which has stronger financial health: BAC or SYF?

Bank of America Corporation (BAC) scores higher on Financial Health (6/10 vs 6/10). Market beta: BAC at 1.20, SYF at 1.32. Health scores consider beta, debt-to-equity, and current ratio. All investments carry risk — this is not investment advice.

What are the market caps of BAC and SYF?

Bank of America Corporation (BAC) has a market capitalisation of $401.2B, while Synchrony Financial (SYF) has a market cap of $24.9B. Market cap data is sourced from Yahoo Finance and reflects the most recent available figures.

Do BAC or SYF pay dividends?

BAC pays a dividend yield of 1.97%, while SYF does not currently pay a dividend. Dividend yields fluctuate with share price and company payout decisions.

Q·Score is an educational tool and is not financial advice. Data provided by Yahoo Finance. Updated on each page load. How it's calculated →

Data provided by Yahoo Finance ·  Updated on each page load ·  For informational purposes only · Not financial advice · Quantify.biz © 2026