Charles Schwab Corporation (The vs SoFi Technologies, Inc. — Stock Comparison

Charles Schwab Corporation (The (SCHW) and SoFi Technologies, Inc. (SOFI) are both listed on US exchanges. This page compares their Q·Score ratings, key fundamentals (P/E, margins, growth), and Wall Street analyst consensus side by side. Data sourced from Yahoo Finance and updated on each page load.

Q·Score Winner
Charles Schwab Corporation (The
SCHW8.1/10vs 6.4/10

Charles Schwab Corporation (The clearly outscores SoFi Technologies, Inc. on Q·Score (8.1 vs 6.4 out of 10), led by Quality (9 vs 5.4) and Sentiment (8.4 vs 4.9). SoFi Technologies, Inc. scores higher on Growth, reflecting stronger revenue and earnings momentum. Analyst consensus targets imply greater upside for SOFI (+35.1%) than for SCHW (+28.5%).

Q·Score Breakdown

8.1
Bullish
Overall
6.4
Neutral
9
Quality
5.4
5.5
Health
5.5
9
Growth
9.3
8.2
Valuation
7
8.4
Sentiment
4.9
SCHW

High-quality business with 19% return on equity and 38% profit margins.

SOFI

Earnings growing 101% year-over-year on 43% revenue growth.

cautious analyst consensus — few Buy ratings.

Analyst Consensus

Bullish
+28.5%
Target $115.85
20 analysts
Neutral
+35.1%
Target $21.10
20 analysts

Fundamentals

SCHW
SOFI
17.9×
Trailing P/E
34.7×
12.5×
Forward P/E
20.0×
37.99%
Profit Margin
14.76%
97.46%
Gross Margin
83.51%
19.08%
ROE
6.60%
15.80%
Revenue Growth
42.50%
38.60%
Earnings Growth
101.20%
0.80
Beta
2.13
1.42%
Dividend Yield
$156.8B
Market Cap
$20.0B
52-Week Range
SCHW
$8620% of range$108
SOFI
$1314% of range$33

Frequently Asked Questions

SCHW vs SOFI: which stock scores better overall?

Based on Q·Score, Charles Schwab Corporation (The (SCHW) scores 8.1/10 versus SoFi Technologies, Inc. (SOFI) at 6.4/10. The Q·Score measures five dimensions: Quality, Health, Growth, Valuation, and Sentiment. For informational purposes only — not financial advice.

Which has better revenue growth: SCHW or SOFI?

SoFi Technologies, Inc. (SOFI) scores higher on Growth (9.3/10 vs 9/10). Charles Schwab Corporation (The reports revenue growth (15.8% YoY) while SoFi Technologies, Inc. reports (42.5% YoY). Growth scores reflect revenue and earnings momentum relative to sector peers.

Is SCHW or SOFI more attractively valued?

Charles Schwab Corporation (The (SCHW) scores higher on Valuation (8.2/10 vs 7/10). SCHW trades at 12.5× P/E versus SOFI at 20.0×. Valuation is assessed using P/E ratio, analyst price targets, and 52-week range positioning relative to sector peers.

What do analysts say about SCHW vs SOFI?

There are 20 analysts covering SCHW with a consensus price target of $115.85, and 20 analysts covering SOFI with a consensus target of $21.10. Analyst consensus ratings are aggregated from Wall Street research and do not constitute investment advice.

Which is more profitable: SCHW or SOFI?

Charles Schwab Corporation (The (SCHW) scores higher on Quality (9/10 vs 5.4/10). Net profit margin: SCHW at 38.0%, SOFI at 14.8%. Quality scores reflect profit margins, return on equity, and free cash flow generation.

Which has stronger financial health: SCHW or SOFI?

Charles Schwab Corporation (The (SCHW) scores higher on Financial Health (5.5/10 vs 5.5/10). Market beta: SCHW at 0.80, SOFI at 2.13. Health scores consider beta, debt-to-equity, and current ratio. All investments carry risk — this is not investment advice.

What are the market caps of SCHW and SOFI?

Charles Schwab Corporation (The (SCHW) has a market capitalisation of $156.8B, while SoFi Technologies, Inc. (SOFI) has a market cap of $20.0B. Market cap data is sourced from Yahoo Finance and reflects the most recent available figures.

Do SCHW or SOFI pay dividends?

SCHW pays a dividend yield of 1.42%, while SOFI does not currently pay a dividend. Dividend yields fluctuate with share price and company payout decisions.

Q·Score is an educational tool and is not financial advice. Data provided by Yahoo Finance. Updated on each page load. How it's calculated →

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