PayPal Holdings, Inc. vs Wells Fargo & Company — Stock Comparison

PayPal Holdings, Inc. (PYPL) and Wells Fargo & Company (WFC) are both listed on US exchanges. This page compares their Q·Score ratings, key fundamentals (P/E, margins, growth), and Wall Street analyst consensus side by side. Data sourced from Yahoo Finance and updated on each page load.

Q·Score Winner
Wells Fargo & Company
WFC7.2/10vs 6.8/10

Wells Fargo & Company narrowly edges PayPal Holdings, Inc. on Q·Score (7.2 vs 6.8 out of 10), led by Sentiment (7.2 vs 4.3) and Growth (7.5 vs 5.9). PayPal Holdings, Inc. scores higher on Quality, reflecting stronger profitability and returns. Analyst consensus targets imply greater upside for PYPL (+25.7%) than for WFC (+15.1%).

Price Performance

Normalised to 100 at period start — shows relative performance.

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PYPLWFC

Q·Score Breakdown

6.8
Neutral
Overall
7.2
Bullish
10
Quality
7.4
5.5
Health
5.5
5.9
Growth
7.5
7.1
Valuation
8.1
4.3
Sentiment
7.2
PYPL

High-quality business with 25% return on equity and 15% profit margins.

cautious analyst consensus — few Buy ratings.

WFC

Forward P/E of 10.6× is low relative to sector peers.

Analyst Consensus

Neutral
+25.7%
Target $51.54
33 analysts
Bullish
+15.1%
Target $96.11
22 analysts

Fundamentals

PYPL
WFC
7.7×
Trailing P/E
12.9×
7.1×
Forward P/E
10.6×
15.00%
Profit Margin
26.74%
40.93%
Gross Margin
0.00%
25.12%
ROE
12.03%
7.20%
Revenue Growth
5.70%
-6.20%
Earnings Growth
15.10%
1.34
Beta
0.93
1.36%
Dividend Yield
2.18%
$36.2B
Market Cap
$255.4B
52-Week Range
PYPL
$386% of range$80
WFC
$7245% of range$98

Frequently Asked Questions

PYPL vs WFC: which stock scores better overall?

Based on Q·Score, Wells Fargo & Company (WFC) scores 7.2/10 versus PayPal Holdings, Inc. (PYPL) at 6.8/10. The Q·Score measures five dimensions: Quality, Health, Growth, Valuation, and Sentiment. For informational purposes only — not financial advice.

Which has better revenue growth: PYPL or WFC?

Wells Fargo & Company (WFC) scores higher on Growth (7.5/10 vs 5.9/10). PayPal Holdings, Inc. reports revenue growth (7.2% YoY) while Wells Fargo & Company reports (5.7% YoY). Growth scores reflect revenue and earnings momentum relative to sector peers.

Is PYPL or WFC more attractively valued?

Wells Fargo & Company (WFC) scores higher on Valuation (8.1/10 vs 7.1/10). PYPL trades at 7.1× P/E versus WFC at 10.6×. Valuation is assessed using P/E ratio, analyst price targets, and 52-week range positioning relative to sector peers.

What do analysts say about PYPL vs WFC?

There are 33 analysts covering PYPL with a consensus price target of $51.54, and 22 analysts covering WFC with a consensus target of $96.11. Analyst consensus ratings are aggregated from Wall Street research and do not constitute investment advice.

Which is more profitable: PYPL or WFC?

PayPal Holdings, Inc. (PYPL) scores higher on Quality (10/10 vs 7.4/10). Net profit margin: PYPL at 15.0%, WFC at 26.7%. Quality scores reflect profit margins, return on equity, and free cash flow generation.

Which has stronger financial health: PYPL or WFC?

PayPal Holdings, Inc. (PYPL) scores higher on Financial Health (5.5/10 vs 5.5/10). Market beta: PYPL at 1.34, WFC at 0.93. Health scores consider beta, debt-to-equity, and current ratio. All investments carry risk — this is not investment advice.

What are the market caps of PYPL and WFC?

PayPal Holdings, Inc. (PYPL) has a market capitalisation of $36.2B, while Wells Fargo & Company (WFC) has a market cap of $255.4B. Market cap data is sourced from Yahoo Finance and reflects the most recent available figures.

Do PYPL or WFC pay dividends?

PYPL pays a dividend yield of 1.36%, while WFC pays a dividend yield of 2.18%. Dividend yields fluctuate with share price and company payout decisions.

Q·Score is an educational tool and is not financial advice. Data provided by Yahoo Finance. Updated on each page load. How it's calculated →

Data provided by Yahoo Finance ·  Updated on each page load ·  For informational purposes only · Not financial advice · Quantify.biz © 2026